3 products taken from Discovery Gap Cover's published 2026 documents, underwritten by Discovery Insure Limited. Every figure below links to the source document.
We do not sell Discovery Gap Cover gap cover, so we cannot quote it. Everything on this page is taken from the provider's published 2026 documents so you can compare it fairly, and you would apply through Discovery Gap Cover or your own broker.
Who may buy it: Discovery Health members only. Discovery Gap Cover is only available to Discovery Health Medical Scheme members. Its 2026 sales aid prices every option by Discovery Health Medical Scheme plan type (Executive, Comprehensive, Classic, Essential, Smart and Coastal plans), and requires every person on your Discovery Health plan to be on the gap policy too. You cannot buy it alongside another scheme's plan, so it cannot be combined with a Bonitas, Momentum, Fedhealth, Medihelp or Medshield plan.
Lowest published premium: R53 a month
3
products in the 2026 data set
R53–R270
published monthly premium range
Not stated
cover level of the scheme rate
3/3
products stating co-payment cover
Discovery Gap Cover's cheapest published 2026 premium is R53 a month, which is cheaper than 22 of the 23 priced products we hold across 15 providers — the market median is R395 a month.
Cover percentage not stated in the brochure
Monthly premiums (2026)
Age-banded premiums: R53 for ages 0-30, R108 for 31-40, R291 for 41 and older.
Limits and benefits
Overall annual limit: R223 000 per insured person per year
Co-payment cover: Included
Waiting periods: Refer to policy wording — waiting periods not stated in the sales aid.
Not published by the provider
Cover percentage not stated in the brochure
Monthly premiums (2026)
Age-banded premiums: R270 for ages 0-54, R458 for 55-64, R586 for 65+.
Limits and benefits
Overall annual limit: R223 000 per insured person per year
Co-payment cover: Included
Waiting periods: Refer to policy wording — waiting periods not stated in the sales aid.
Not published by the provider
Cover percentage not stated in the brochure
Monthly premiums (2026)
Age-banded premiums: R171 for ages 0-54, R306 for 55-64, R356 for 65+.
Limits and benefits
Overall annual limit: R223 000 per insured person per year
Co-payment cover: Included
Waiting periods: Refer to policy wording — waiting periods not stated in the sales aid.
Not published by the provider
Gap cover is not a medical scheme and is not a substitute for medical scheme membership. Premiums and benefits are for 2026 and may change — confirm current terms with the provider before deciding. Information only; not financial advice.