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Check if a hospital is covered by your Momentum Health plan before admission. Find Associated and Evolve network hospitals to avoid unexpected co-payments.
Momentum Health uses hospital networks to manage costs and ensure quality care for its members. Understanding your network is essential to avoiding unexpected out-of-pocket expenses when you need hospital treatment.
Associated Network is used by Custom, Incentive, and Extender Associate plans. It provides access to a broad selection of private hospitals across South Africa. If you use an out-of-network hospital for planned procedures, you'll face a 20% co-payment on the total hospital account.
Evolve Network is the most restrictive Momentum network, used by the Evolve plan. It has fewer hospitals but offers significantly lower premiums. Out-of-network use incurs a 30% co-payment.
Open Access plans like Summit, Incentive Open, and Custom Open have no hospital network restrictions — you can use any private hospital without co-payments.
All Momentum plans cover genuine medical emergencies at any hospital under Prescribed Minimum Benefits (PMBs). Always confirm your hospital's network status before any planned admission.
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