Note: This is general information, not advice. Prices shown are estimates and subject to change - we update pricing manually every few months, so always confirm current rates directly with the scheme before making decisions.
    Hospital Cover
    Day-to-Day Benefits

    Medical Aid Options with Maternity Benefits

    Planning to grow your family? Maternity benefits vary quite a bit between plans. Some cover everything from antenatal visits onwards, others only kick in at delivery. Here's what different schemes offer.

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    Family Type

    family

    Budget Range

    R 5 000 - R 12 000/mo

    Chronic Cover

    Standard PMB

    Special Needs

    maternity

    Top Recommended Medical Plans

    Top Recommendation

    Discovery Health - Classic Saver

    Savings Plan

    R 11 746

    per month

    Why we recommend this

    • Unlimited hospital cover matches your priority
    • Hospital of choice flexibility
    • Excellent day-to-day benefits

    Hospital Cover

    • • Unlimited hospital cover
    • • Hospital of choice
    • • Discovery 911 (Netcare) ambulance

    Day-to-Day

    • • GP: From savings
    • • 27 chronic conditions
    • • Maternity: Included
    Unlimited private hospital cover at any hospital
    Full cover for specialists with whom Discovery has a payment arrangement; other healthcare professionals up to 200% of DHR
    20% of your contribution goes to a Medical Savings Account for day-to-day expenses
    Personal Health Fund of up to R2,500 per adult for out-of-hospital services
    Day-to-day Extender Benefit for essential GP visits once MSA is used up

    Discovery Health - Essential Saver

    Savings Plan

    R 9 269

    per month

    Why we recommend this

    • Unlimited hospital cover matches your priority
    • Hospital of choice flexibility
    • Excellent day-to-day benefits

    Hospital Cover

    • • Unlimited hospital cover
    • • Hospital of choice
    • • Discovery 911 (Netcare) ambulance

    Day-to-Day

    • • GP: From savings
    • • 27 chronic conditions
    • • Maternity: Included
    Unlimited private hospital cover at any hospital
    Full cover for specialists with whom Discovery has a payment arrangement; other healthcare professionals up to 100% of DHR
    10% of your contribution goes to a Medical Savings Account for day-to-day expenses
    Personal Health Fund of up to R1,500 per adult for out-of-hospital services
    Day-to-day Extender Benefit for essential GP visits once MSA is used up

    Fedhealth - flexiFED 1 Savings

    Savings Plan

    R 7 707

    per month

    Why we recommend this

    • Unlimited hospital cover matches your priority
    • Hospital of choice flexibility
    • Excellent day-to-day benefits

    Hospital Cover

    • • Unlimited hospital cover
    • • Hospital of choice
    • • Europ Assistance ambulance

    Day-to-Day

    • • GP: From savings
    • • 27 chronic conditions
    • • Maternity: 12+ antenatal consultations
    Entry-level savings plan with R5,508 annual savings
    Unlimited GP at network after savings deplete
    27 PMB chronic conditions in full
    Any private hospital

    Fedhealth - flexiFED 1Elect Savings

    Savings Plan

    R 6 255

    per month

    Why we recommend this

    • Unlimited hospital cover matches your priority
    • Hospital of choice flexibility
    • Excellent day-to-day benefits

    Hospital Cover

    • • Unlimited hospital cover
    • • Hospital of choice
    • • Europ Assistance ambulance

    Day-to-Day

    • • GP: From savings
    • • 27 chronic conditions
    • • Maternity: 12+ antenatal consultations
    Lower premium via R15,950 hospital co-payment
    R5,508 annual day-to-day savings
    27 PMB chronic conditions in full

    Medihelp - MedSaver

    Savings Plan

    R 10 368

    per month

    Why we recommend this

    • Unlimited hospital cover matches your priority
    • Hospital of choice flexibility
    • Excellent day-to-day benefits

    Hospital Cover

    • • Unlimited hospital cover
    • • Hospital of choice
    • • Netcare 911 ambulance

    Day-to-Day

    • • GP: From savings
    • • 27 chronic conditions
    • • Maternity: 10+ antenatal consultations
    R12,744 annual savings for main member
    Any private hospital
    271 PMB diagnoses & all CDL conditions
    Specialised radiology R30,000 per family
    Home delivery R17,100 per event

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