Budget-Friendly
Hospital Cover
Medical Aid Options for Families Under R5,000 per Month
Looking for family medical aid that won't stretch your budget too thin? There are several options under R5,000/month that still tick the important boxes - hospital cover, basic day-to-day benefits, and chronic medication. Here's what's available in this price range.
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Family Type
family
Budget Range
Up to R 5 000/mo
Chronic Cover
Standard PMB
Special Needs
None specified
Top Recommended Medical Plans
Top Recommendation
Medihelp - MedMove! Student
Capitated Plan
R 804
per month
Why we recommend this
- Great value within your budget
- Unlimited hospital cover matches your priority
Hospital Cover
- • Unlimited hospital cover
- • Comprehensive network hospitals
- • Netcare 911 ambulance
Day-to-Day
- • GP: Network GP visits included
- • 27 chronic conditions
- • Maternity: 10+ antenatal consultations
Designed exclusively for students
From R804 per month — most affordable Medihelp option
Network GP visits (R135 co-pay per visit)
Trauma & emergency cover, 271 PMB conditions
Specialist consults R1,050 per family
Fedhealth - flexiFEDSavvy Hospital
Hospital Cover only Plan
R 4 008
per month
Why we recommend this
- Great value within your budget
- Unlimited hospital cover matches your priority
Hospital Cover
- • Unlimited hospital cover
- • Comprehensive network hospitals
- • Europ Assistance ambulance
Day-to-Day
- • GP: From savings
- • 27 chronic conditions
- • Maternity: 12+ antenatal consultations
Designed for digitally-savvy under-35s
Unlimited hospitalisation at network hospitals
27 PMB chronic conditions covered in full
Backup savings up to R6,528 available
Child rates apply up to age 27
Fedhealth - flexiFEDSavvy Savings
Savings Plan
R 4 453
per month
Why we recommend this
- Great value within your budget
- Unlimited hospital cover matches your priority
Hospital Cover
- • Unlimited hospital cover
- • Comprehensive network hospitals
- • Europ Assistance ambulance
Day-to-Day
- • GP: From savings
- • 27 chronic conditions
- • Maternity: 12+ antenatal consultations
Hospital + savings (R445pm) for digitally-savvy under-35s
Annual savings of R5,338 for day-to-day expenses
27 PMB chronic conditions in full
Network hospitals only
Medshield - MediCurve
Capitated Plan
R 4 608
per month
Why we recommend this
- Great value within your budget
- Unlimited hospital cover matches your priority
Hospital Cover
- • Unlimited hospital cover
- • Comprehensive network hospitals
- • Netcare 911 ambulance
Day-to-Day
- • GP: Network GP visits included
- • 27 chronic conditions
- • Maternity: 12+ antenatal consultations
Most affordable Medshield option (R1,821 main)
Basic GP, acute medicine, optical, dental & radiology
27 PMB chronic conditions covered
Network providers required
Fedhealth - myFED
Capitated Plan
R 4 996
per month
Why we recommend this
- Great value within your budget
- Unlimited hospital cover matches your priority
Hospital Cover
- • Unlimited hospital cover
- • Restrictive network hospitals
- • Europ Assistance ambulance
Day-to-Day
- • GP: Network GP visits included
- • 27 chronic conditions
- • Maternity: 8+ antenatal consultations
Income-banded affordable network plan
Unlimited contracted nominated GP visits
27 PMB chronic conditions covered in full
Network hospitals only — emergencies at any hospital
Health and wellness screenings included