Hospital Cover
Budget-Friendly
Hospital-Only Medical Aid Plans in South Africa
Hospital plans are the most affordable option - they cover you for in-hospital treatment but not day-to-day stuff like GP visits or medication. If you're healthy and happy to pay small medical bills yourself, this can make sense.
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Family Type
single
Budget Range
Up to R 2 500/mo
Chronic Cover
Standard PMB
Special Needs
None specified
Top Recommended Medical Plans
Top Recommendation
Fedhealth - flexiFED 1Elect Hospital
Hospital Cover only Plan
R 2 051
per month
Why we recommend this
- Unlimited hospital cover matches your priority
- Hospital of choice flexibility
- Great value within your budget
Hospital Cover
- • Unlimited hospital cover
- • Hospital of choice
- • Europ Assistance ambulance
Day-to-Day
- • GP: From savings
- • 27 chronic conditions
- • Maternity: 12+ antenatal consultations
25% lower premium than flexiFED 1 Hospital
Use any private hospital but pay R15,950 fixed co-payment per planned admission
27 PMB chronic conditions covered
Emergency admissions covered at nearest hospital
Fedhealth - flexiFED 1Elect Savings
Savings Plan
R 2 490
per month
Why we recommend this
- Unlimited hospital cover matches your priority
- Hospital of choice flexibility
- Great value within your budget
Hospital Cover
- • Unlimited hospital cover
- • Hospital of choice
- • Europ Assistance ambulance
Day-to-Day
- • GP: From savings
- • 27 chronic conditions
- • Maternity: 12+ antenatal consultations
Lower premium via R15,950 hospital co-payment
R5,508 annual day-to-day savings
27 PMB chronic conditions in full
Medihelp - MedMove! Student
Capitated Plan
R 804
per month
Why we recommend this
- Unlimited hospital cover matches your priority
- Great value within your budget
Hospital Cover
- • Unlimited hospital cover
- • Comprehensive network hospitals
- • Netcare 911 ambulance
Day-to-Day
- • GP: Network GP visits included
- • 27 chronic conditions
- • Maternity: 10+ antenatal consultations
Designed exclusively for students
From R804 per month — most affordable Medihelp option
Network GP visits (R135 co-pay per visit)
Trauma & emergency cover, 271 PMB conditions
Specialist consults R1,050 per family
Bonitas - BonCore
Capitated Plan
R 1 275
per month
Why we recommend this
- Unlimited hospital cover matches your priority
- Great value within your budget
Hospital Cover
- • Unlimited hospital cover
- • Restrictive network hospitals
- • ER24 ambulance
Day-to-Day
- • GP: Network GP visits included
- • 28 chronic conditions
- • Maternity: 8+ antenatal consultations
Unlimited virtual GP consultations
3 GP consultations per beneficiary
Unlimited hospital cover at a network hospital
Pay for a maximum of 3 children
Cover for 28 chronic conditions
Discovery Health - Active Smart
Capitated Plan
R 1 350
per month
Why we recommend this
- Unlimited hospital cover matches your priority
- Great value within your budget
Hospital Cover
- • Unlimited hospital cover
- • Restrictive network hospitals
- • Discovery 911 (Netcare) ambulance
Day-to-Day
- • GP: Network GP visits included
- • 27 chronic conditions
- • Maternity: Included
Unlimited consultations with GPs in the Smart network, with a R130 co-payment for each consultation
Upfront payment of R7,750 applicable to all elective admissions
Cover for over-the-counter (OTC) medicine obtained from a network pharmacy, up to a yearly limit of R555 per family
Cancer cover limited to Prescribed Minimum Benefits