Fedhealth Hospital Network Checker

Fedhealth Medical Scheme uses multiple hospital networks to structure its plans. Each network determines which hospitals you can use for planned admissions without co-payments. Choosing the right network is essential to managing your healthcare costs.

Savvy Network is used by flexiFED 1–4 Savvy plans. It provides a cost-effective hospital network with selected private hospitals. Out-of-network use incurs a 25% co-payment.

GRID Network is used by flexiFED 1–4 GRID plans with a broader hospital list (~138 hospitals). Out-of-network penalties are 30%. Hospitals are grouped by region.

Elect Network is the most restrictive Fedhealth network with only ~22 hospitals, available on flexiFED 1–4 Elect variants offering the lowest premiums. Out-of-network co-payment is 25%.

myFED Network is designed for Fedhealth's lower-income plan. Out-of-network use incurs a 35% co-payment.

Open Access plans like flexiFED 3–4 (non-network options) have no hospital restrictions — you can go to any private hospital.

All Fedhealth plans cover genuine medical emergencies at any hospital under Prescribed Minimum Benefits (PMBs). Always confirm network status before planned admissions as agreements can change during the year.