Day-to-Day Benefits
Comprehensive Cover
Medical Aid with Dental and Optometry Benefits
Dental work and glasses add up quickly if you're paying out of pocket. If these matter to you, here's what different medical aid plans include - it ranges from basic check-ups to fairly comprehensive cover.
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Family Type
family
Budget Range
R 4 000 - R 10 000/mo
Chronic Cover
Standard PMB
Special Needs
dental, optometry
Top Recommended Medical Plans
Top Recommendation
Discovery Health - Essential Saver
Savings Plan
R 9 269
per month
Why we recommend this
- Excellent day-to-day benefits
- Rich day-to-day benefits across providers
- Any-hospital flexibility
- Includes dental coverage
Hospital Cover
- • Unlimited hospital cover
- • Hospital of choice
- • Discovery 911 (Netcare) ambulance
Day-to-Day
- • GP: From savings
- • 27 chronic conditions
- • Maternity: Included
Unlimited private hospital cover at any hospital
Full cover for specialists with whom Discovery has a payment arrangement; other healthcare professionals up to 100% of DHR
10% of your contribution goes to a Medical Savings Account for day-to-day expenses
Personal Health Fund of up to R1,500 per adult for out-of-hospital services
Day-to-day Extender Benefit for essential GP visits once MSA is used up
Fedhealth - flexiFED 1 Savings
Savings Plan
R 7 707
per month
Why we recommend this
- Excellent day-to-day benefits
- Rich day-to-day benefits across providers
- Any-hospital flexibility
- Includes dental coverage
Hospital Cover
- • Unlimited hospital cover
- • Hospital of choice
- • Europ Assistance ambulance
Day-to-Day
- • GP: From savings
- • 27 chronic conditions
- • Maternity: 12+ antenatal consultations
Entry-level savings plan with R5,508 annual savings
Unlimited GP at network after savings deplete
27 PMB chronic conditions in full
Any private hospital
Fedhealth - flexiFED 1Elect Savings
Savings Plan
R 6 255
per month
Why we recommend this
- Excellent day-to-day benefits
- Rich day-to-day benefits across providers
- Any-hospital flexibility
- Includes dental coverage
Hospital Cover
- • Unlimited hospital cover
- • Hospital of choice
- • Europ Assistance ambulance
Day-to-Day
- • GP: From savings
- • 27 chronic conditions
- • Maternity: 12+ antenatal consultations
Lower premium via R15,950 hospital co-payment
R5,508 annual day-to-day savings
27 PMB chronic conditions in full
Bonitas - BonPrime
Savings Plan
R 7 871
per month
Why we recommend this
- Excellent day-to-day benefits
- Rich day-to-day benefits across providers
- Includes dental coverage
- Includes optometry benefits
Hospital Cover
- • Unlimited hospital cover
- • Restrictive network hospitals
- • ER24 ambulance
Day-to-Day
- • GP: From savings
- • 28 chronic conditions
- • Maternity: Included
Uses a list of specific private hospitals and linked formulary of chronic medication.
You only pay for a maximum of three children.
If you use all your savings for the year, your family will still get 1 GP consultation paid at the Bonitas Rate.
Unlimited for PMBs for cancer treatment.
R224 100 per family for non-PMB cancer treatment.
Up to R1.2 million cover per family for medical emergencies when you travel outside South Africa.
Discovery Health - Classic Delta Saver
Savings Plan
R 9 397
per month
Why we recommend this
- Excellent day-to-day benefits
- Rich day-to-day benefits across providers
- Includes dental coverage
- Includes optometry benefits
Hospital Cover
- • Unlimited hospital cover
- • Restrictive network hospitals
- • Discovery 911 (Netcare) ambulance
Day-to-Day
- • GP: From savings
- • 27 chronic conditions
- • Maternity: Included
Unlimited private hospital cover in the Delta Hospital Network
Full cover for specialists with whom Discovery has a payment arrangement; other healthcare professionals up to 200% of DHR
20% of your contribution goes to a Medical Savings Account for day-to-day expenses
Personal Health Fund of up to R2,500 per adult for out-of-hospital services
Day-to-day Extender Benefit for essential GP visits once MSA is used up