2 products taken from Old Mutual's published 2026 documents, underwritten by GENRIC Insurance Company Limited, administered by Kaelo. Every figure below links to the source document.
We do not sell Old Mutual gap cover, so we cannot quote it. Everything on this page is taken from the provider's published 2026 documents so you can compare it fairly, and you would apply through Old Mutual or your own broker.
The 2026 document we sourced does not restrict this policy to one medical scheme, so it should be available alongside any registered South African medical scheme. Gap cover always requires active medical scheme membership, so confirm your scheme and plan type are accepted before you sign.
2
products in the 2026 data set
Not published
published monthly premium range
Not stated
cover level of the scheme rate
2/2
products stating co-payment cover
Cover percentage not stated in the brochure
Monthly premiums (2026)
The brochure does not print premiums. Request a quote from the provider.
Limits and benefits
Overall annual limit: R223 000 per insured person per year
Co-payment cover: Included
Sub-limits
Waiting periods: Waiting periods may differ per plan — refer to the policy wording.
Not published by the provider
Cover percentage not stated in the brochure
Monthly premiums (2026)
The brochure does not print premiums. Request a quote from the provider.
Limits and benefits
Overall annual limit: R223 000 per insured person per year
Co-payment cover: Included
Waiting periods: Refer to policy wording — waiting periods not stated in the brochure.
Not published by the provider
Gap cover is not a medical scheme and is not a substitute for medical scheme membership. Premiums and benefits are for 2026 and may change — confirm current terms with the provider before deciding. Information only; not financial advice.