Budget-Friendly
Hospital Cover
Day-to-Day Benefits
Medical Aid Options for Couples Under R6,000
Joining medical aid as a couple usually works out cheaper than two separate single memberships. Here are the options under R6,000/month that give you both decent cover.
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Family Type
couple
Budget Range
Up to R 6 000/mo
Chronic Cover
Standard PMB
Special Needs
None specified
Top Recommended Medical Plans
Top Recommendation
Fedhealth - flexiFED 1Elect Savings
Savings Plan
R 4 437
per month
Why we recommend this
- Great value within your budget
- Unlimited hospital cover matches your priority
- Hospital of choice flexibility
- Excellent day-to-day benefits
Hospital Cover
- • Unlimited hospital cover
- • Hospital of choice
- • Europ Assistance ambulance
Day-to-Day
- • GP: From savings
- • 27 chronic conditions
- • Maternity: 12+ antenatal consultations
Lower premium via R15,950 hospital co-payment
R5,508 annual day-to-day savings
27 PMB chronic conditions in full
Fedhealth - flexiFED 1 Savings
Savings Plan
R 5 463
per month
Why we recommend this
- Great value within your budget
- Unlimited hospital cover matches your priority
- Hospital of choice flexibility
- Excellent day-to-day benefits
Hospital Cover
- • Unlimited hospital cover
- • Hospital of choice
- • Europ Assistance ambulance
Day-to-Day
- • GP: From savings
- • 27 chronic conditions
- • Maternity: 12+ antenatal consultations
Entry-level savings plan with R5,508 annual savings
Unlimited GP at network after savings deplete
27 PMB chronic conditions in full
Any private hospital
Discovery Health - Essential Delta Saver
Savings Plan
R 5 085
per month
Why we recommend this
- Great value within your budget
- Unlimited hospital cover matches your priority
- Excellent day-to-day benefits
Hospital Cover
- • Unlimited hospital cover
- • Restrictive network hospitals
- • Discovery 911 (Netcare) ambulance
Day-to-Day
- • GP: From savings
- • 27 chronic conditions
- • Maternity: Included
Unlimited private hospital cover in the Delta Hospital Network
Full cover for specialists with whom Discovery has a payment arrangement; other healthcare professionals up to 100% of DHR
10% of your contribution goes to a Medical Savings Account for day-to-day expenses
Personal Health Fund of up to R1,500 per adult for out-of-hospital services
Day-to-day Extender Benefit for essential GP visits once MSA is used up
Discovery Health - Essential Smart Saver
Savings Plan
R 5 100
per month
Why we recommend this
- Great value within your budget
- Unlimited hospital cover matches your priority
- Excellent day-to-day benefits
Hospital Cover
- • Unlimited hospital cover
- • Restrictive network hospitals
- • Discovery 911 (Netcare) ambulance
Day-to-Day
- • GP: From savings
- • 27 chronic conditions
- • Maternity: Included
Unlimited private cover in the Smart Hospital Network.
Full cover for chronic medicine on our formulary for all Chronic Disease List conditions.
Personal Health Fund covers out-of-hospital healthcare services according to your individual health needs.
Cover for medical emergencies when you are travelling.
Bonitas - BonPrime
Savings Plan
R 5 801
per month
Why we recommend this
- Great value within your budget
- Unlimited hospital cover matches your priority
- Excellent day-to-day benefits
Hospital Cover
- • Unlimited hospital cover
- • Restrictive network hospitals
- • ER24 ambulance
Day-to-Day
- • GP: From savings
- • 28 chronic conditions
- • Maternity: Included
Uses a list of specific private hospitals and linked formulary of chronic medication.
You only pay for a maximum of three children.
If you use all your savings for the year, your family will still get 1 GP consultation paid at the Bonitas Rate.
Unlimited for PMBs for cancer treatment.
R224 100 per family for non-PMB cancer treatment.
Up to R1.2 million cover per family for medical emergencies when you travel outside South Africa.