Bonitas Medical Aid

    Bonitas: BonStart

    Network
    2026 Plan
    From R 1 603/month

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    Heads up: This is general information, not financial advice. Pricing is sourced from the official Bonitas 2026 brochure but may change — always confirm directly with Bonitas before joining.

    Monthly Contributions

    Main memberR 1 603
    Adult dependantR 1 603
    Child dependantR 1 603

    Hospital Cover

    Limit: Unlimited at the applicable hospital network
    Network: Restrictive network

    On these options you can avoid a R12 680 co-payment by using a hospital on the applicable network. R1 850 co-payment per admission, except for PMB emergencies

    Chronic Cover

    28 conditions covered (27 PMB + 1 additional)
    Pharmacy: Pharmacy Direct

    Plan highlights

    • Unlimited network GP and Nurse Virtual Care consultations
    • Unlimited network GP consultations
    • 2 emergency consultations per family at a casualty ward or emergency room facility of a hospital
    • GP-referred acute medicine, x-rays and blood tests limited to R1 850 per family
    • 1 eye test per beneficiary at a network provider
    • 1 dental consultation per beneficiary

    Who is BonStart for?

    • Members happy to use a defined network of GPs and hospitals in exchange for lower premiums
    • People prioritising affordable monthly contributions over freedom of choice
    • Budget-conscious members looking for entry-level cover

    This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.

    What's covered

    • Unlimited at the applicable hospital network hospital cover at restrictive network
    • 28 chronic conditions (27 PMB + 1 additional)
    • All Prescribed Minimum Benefits (PMB) — required by South African law

    What to watch out for

    • Planned admissions at hospitals outside the network — co-payments apply
    • Cosmetic procedures, alternative therapies and certain elective treatments
    • Out-of-hospital costs above your annual day-to-day limit (where applicable)

    Compare with similar Bonitas plans

    BonCore

    Network
    From R 1 275/month
    28 chronic conditions
    Restrictive network
    From R 2 040/month
    28 chronic conditions
    Restrictive network
    From R 2 345/month
    28 chronic conditions
    Restrictive network

    Frequently asked questions

    Source: Bonitas BonStart 2026 Brochure — accessed 2026-04-28.

    All benefits and limits are per calendar year, unless otherwise stated.

    Managed Care protocols apply.

    All benefits are approved by the Council for Medical Schemes.

    PMB = Prescribed Minimum Benefits. DSP = Designated Service Provider.

    Pricing and benefits sourced from official 2026 Bonitas brochures. Final premiums confirmed by Bonitas at application.