Discovery Medical Aid

    Discovery Health: Coastal Core

    Hospital Plan
    2026 Plan
    From R 3 011/month

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    Heads up: This is general information, not financial advice. Pricing is sourced from the official Discovery Health 2026 brochure but may change — always confirm directly with Discovery Health before joining.

    Monthly Contributions

    Main memberR 3 011
    Adult dependantR 2 259
    Child dependantR 1 196

    Max 3 children billed.

    Hospital Cover

    Limit: Unlimited
    Network: Restrictive network
    Network name: Any approved hospital in the four coastal provinces

    Chronic Cover

    27 conditions covered (27 PMB + 0 additional)

    Plan highlights

    • Unlimited cover for hospital admissions
    • Full cover for chronic medicine
    • Comprehensive benefits for maternity and early childhood
    • Screening and Prevention Benefit for important health checks

    Who is Coastal Core for?

    • People who only need cover for emergencies and hospitalisation
    • Younger, generally healthy members who pay for GP visits and medication out of pocket

    This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.

    What's covered

    • Unlimited hospital cover at restrictive network
    • 27 chronic conditions (27 PMB + 0 additional)
    • All Prescribed Minimum Benefits (PMB) — required by South African law

    What to watch out for

    • GP consultations (you pay out of pocket)
    • Acute medication from your local pharmacy
    • Routine dental check-ups and optometry
    • Planned admissions at hospitals outside the network — co-payments apply
    • Chronic conditions outside the 27 statutory PMB list
    • Cosmetic procedures, alternative therapies and certain elective treatments
    • Out-of-hospital costs above your annual day-to-day limit (where applicable)

    Compare with similar Discovery Health plans

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    From R 2 898/month
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    Frequently asked questions

    Source: Discovery Core Plan Guide 2026 — accessed 2026-04-28.

    Information sourced from Discovery's official 2026 plan guide. Contributions and benefits may change. Always confirm with Discovery before joining.

    We are not a financial services provider and do not offer financial advice.