Discovery Health: Essential Saver
Savings
2026 Plan
From R 3 634/monthGet a free callback
Heads up: This is general information, not financial advice. Pricing is sourced from the official Discovery Health 2026 brochure but may change — always confirm directly with Discovery Health before joining.
Monthly Contributions
Main memberR 3 634
Adult dependantR 2 725
Child dependantR 1 455
Max 3 children billed.
Hospital Cover
Limit: Unlimited
Network: Any private hospital
Network name: Any private hospital approved by the Scheme
Chronic Cover
27 conditions covered (27 PMB + 0 additional)
Plan highlights
- Unlimited private hospital cover at any hospital
- Full cover for specialists with whom Discovery has a payment arrangement; other healthcare professionals up to 100% of DHR
- 10% of your contribution goes to a Medical Savings Account for day-to-day expenses
- Personal Health Fund of up to R1,500 per adult for out-of-hospital services
- Day-to-day Extender Benefit for essential GP visits once MSA is used up
Who is Essential Saver for?
- Members who want flexibility — use savings for any healthcare expense
- People with predictable but not heavy day-to-day usage
This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.
What's covered
- Unlimited hospital cover at any private hospital
- 27 chronic conditions (27 PMB + 0 additional)
- All Prescribed Minimum Benefits (PMB) — required by South African law
What to watch out for
- Chronic conditions outside the 27 statutory PMB list
- Cosmetic procedures, alternative therapies and certain elective treatments
- Out-of-hospital costs above your annual day-to-day limit (where applicable)
Compare with similar Discovery Health plans
Classic Delta Saver
Savings
From R 3 624/month
27 chronic conditions
Restrictive network
Classic Core
Hospital Plan
From R 3 652/month
27 chronic conditions
Any private hospital
KeyCare Start
Capitated
From R 3 765/month
27 chronic conditions
Restrictive network
Frequently asked questions
Source: Discovery Saver Plan Guide 2026 — accessed 2026-04-28.
Information sourced from Discovery's official 2026 plan guide. Contributions and benefits may change. Always confirm with Discovery before joining.
We are not a financial services provider and do not offer financial advice.