Discovery Health: KeyCare Core
Hospital Plan
2026 Plan
From R 2 845/monthGet a free callback
Heads up: This is general information, not financial advice. Pricing is sourced from the official Discovery Health 2026 brochure but may change — always confirm directly with Discovery Health before joining.
Monthly Contributions
Main memberR 2 845
Adult dependantR 2 845
Child dependantR 645
Max 3 children billed.
Income-banded pricing:
R0 - R10,250R 1 490 / R 1 490 / R 390
R10,251 - R16,600R 1 859 / R 1 859 / R 461
R16,601+R 2 845 / R 2 845 / R 645
Hospital Cover
Limit: Unlimited
Network: Restrictive network
Network name: KeyCare Network
Chronic Cover
27 conditions covered (27 PMB + 0 additional)
Plan highlights
- We pay up to the Discovery Health Rate (100%). You can use any approved hospital in the KeyCare Network.
- Covers 27 chronic conditions.
Who is KeyCare Core for?
- People who only need cover for emergencies and hospitalisation
- Younger, generally healthy members who pay for GP visits and medication out of pocket
- Budget-conscious members looking for entry-level cover
- Members on income-banded pricing — pay according to what you earn
This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.
What's covered
- Unlimited hospital cover at restrictive network
- 27 chronic conditions (27 PMB + 0 additional)
- All Prescribed Minimum Benefits (PMB) — required by South African law
What to watch out for
- GP consultations (you pay out of pocket)
- Acute medication from your local pharmacy
- Routine dental check-ups and optometry
- Planned admissions at hospitals outside the network — co-payments apply
- Chronic conditions outside the 27 statutory PMB list
- Cosmetic procedures, alternative therapies and certain elective treatments
- Out-of-hospital costs above your annual day-to-day limit (where applicable)
Compare with similar Discovery Health plans
Essential Delta Saver
Savings
From R 2 898/month
27 chronic conditions
Restrictive network
Classic Delta Core
Hospital Plan
From R 2 923/month
27 chronic conditions
Restrictive network
Essential Smart Saver
Savings
From R 2 750/month
27 chronic conditions
Restrictive network
Frequently asked questions
Source: Discovery Keycare Plan Guide 2026 — accessed 2026-04-28.
Information sourced from Discovery's official 2026 plan guide. Contributions and benefits may change. Always confirm with Discovery before joining.
We are not a financial services provider and do not offer financial advice.