Discovery Health: KeyCare Plus
Capitated
2026 Plan
From R 3 980/monthGet a free callback
Heads up: This is general information, not financial advice. Pricing is sourced from the official Discovery Health 2026 brochure but may change — always confirm directly with Discovery Health before joining.
Monthly Contributions
Main memberR 3 980
Adult dependantR 3 980
Child dependantR 1 064
Max 3 children billed.
Income-banded pricing:
R0 - R10,250R 1 961 / R 1 961 / R 713
R10,251 - R16,600R 2 695 / R 2 695 / R 760
R16,601+R 3 980 / R 3 980 / R 1 064
Hospital Cover
Limit: Unlimited
Network: Restrictive network
Network name: KeyCare Network
Chronic Cover
27 conditions covered (27 PMB + 0 additional)
Plan highlights
- We pay up to the Discovery Health Rate (100%). You can use any approved hospital in the KeyCare Network.
- Covers 27 chronic conditions.
Who is KeyCare Plus for?
- Members happy to use a defined network of GPs and hospitals in exchange for lower premiums
- People prioritising affordable monthly contributions over freedom of choice
- Members on income-banded pricing — pay according to what you earn
This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.
What's covered
- Unlimited hospital cover at restrictive network
- 27 chronic conditions (27 PMB + 0 additional)
- All Prescribed Minimum Benefits (PMB) — required by South African law
What to watch out for
- Planned admissions at hospitals outside the network — co-payments apply
- Chronic conditions outside the 27 statutory PMB list
- Cosmetic procedures, alternative therapies and certain elective treatments
- Out-of-hospital costs above your annual day-to-day limit (where applicable)
Compare with similar Discovery Health plans
Coastal Saver
Savings
From R 3 797/month
27 chronic conditions
Restrictive network
KeyCare Start
Capitated
From R 3 765/month
27 chronic conditions
Restrictive network
Classic Core
Hospital Plan
From R 3 652/month
27 chronic conditions
Any private hospital
Frequently asked questions
Source: Discovery Keycare Plan Guide 2026 — accessed 2026-04-28.
Information sourced from Discovery's official 2026 plan guide. Contributions and benefits may change. Always confirm with Discovery before joining.
We are not a financial services provider and do not offer financial advice.