Fedhealth Medical Aid

    Fedhealth: flexiFED 2GRID Hospital

    Hospital Plan
    2026 Plan
    From R 3 719/month

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    Heads up: This is general information, not financial advice. Pricing is sourced from the official Fedhealth 2026 brochure but may change — always confirm directly with Fedhealth before joining.

    Monthly Contributions

    Main memberR 3 719
    Adult dependantR 3 315
    Child dependantR 1 098

    Max 3 children billed. Child rates apply up to age 27.

    Hospital Cover

    Limit: Unlimited
    Network: Comprehensive network
    Network name: Fedhealth GRID Network (120 hospitals)

    PMB emergencies always covered at nearest private hospital.

    Chronic Cover

    35 conditions covered (27 PMB + 8 additional)
    Pharmacy: Any pharmacy (CDL formulary)
    Non-formulary co-pay: 25%

    Maternity

    12 antenatal consultations
    2 ultrasound scans

    Maternity programme includes antenatal classes, postnatal midwife consults and Doula benefits.

    Plan highlights

    • 10% saving vs flexiFED 2 by using 120 GRID network hospitals
    • Same benefits as flexiFED 2 Hospital
    • 35 chronic conditions covered
    • Emergency admissions covered at any hospital

    Who is flexiFED 2GRID Hospital for?

    • People who only need cover for emergencies and hospitalisation
    • Younger, generally healthy members who pay for GP visits and medication out of pocket

    This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.

    What's covered

    • Unlimited hospital cover at comprehensive network
    • 35 chronic conditions (27 PMB + 8 additional)
    • 12 antenatal consultations
    • 2 pregnancy ultrasound scans
    • All Prescribed Minimum Benefits (PMB) — required by South African law

    What to watch out for

    • GP consultations (you pay out of pocket)
    • Acute medication from your local pharmacy
    • Routine dental check-ups and optometry
    • Planned admissions at hospitals outside the network — co-payments apply
    • Non-formulary chronic medication is subject to a 25% co-payment
    • Cosmetic procedures, alternative therapies and certain elective treatments
    • Out-of-hospital costs above your annual day-to-day limit (where applicable)

    Compare with similar Fedhealth plans

    flexiFED 3Elect Hospital

    Hospital Plan
    From R 3 705/month
    44 chronic conditions
    Any private hospital

    flexiFED 2Elect Savings

    Savings
    From R 3 810/month
    35 chronic conditions
    Any private hospital

    flexiFED 2 Hospital

    Hospital Plan
    From R 4 147/month
    35 chronic conditions
    Any private hospital

    Frequently asked questions

    Find my best plan See all Fedhealth plansOfficial brochure

    Source: Fedhealth flexiFED Hospital Plans Rates & Benefits Guide 2026 — accessed 2026-04-28.

    All benefits and limits are per calendar year, unless otherwise stated.

    Managed Care protocols apply.

    All benefits are approved by the Council for Medical Schemes.

    PMB = Prescribed Minimum Benefits. DSP = Designated Service Provider.

    Pricing and benefits sourced from the official 2026 Fedhealth Rates & Benefits Guides. Final premiums confirmed by Fedhealth at application.