Fedhealth: flexiFED 3 Savings
Savings
2026 Plan
From R 5 785/monthGet a free callback
Heads up: This is general information, not financial advice. Pricing is sourced from the official Fedhealth 2026 brochure but may change — always confirm directly with Fedhealth before joining.
Monthly Contributions
Main memberR 5 785
Adult dependantR 5 300
Child dependantR 2 051
Max 3 children billed. Child rates apply up to age 27.
Hospital Cover
Limit: Unlimited
Network: Any private hospital
PMB emergencies always covered at nearest private hospital.
Chronic Cover
44 conditions covered (27 PMB + 17 additional)
Pharmacy: Any pharmacy (CDL formulary)
Non-formulary co-pay: 25%
Maternity
12 antenatal consultations
2 ultrasound scans
Maternity programme + private ward cover (flexiFED 3 & 4).
Plan highlights
- R10,416 annual day-to-day savings
- 44 chronic conditions covered
- Comprehensive maternity & paediatric benefits
- Private ward cover for maternity
Who is flexiFED 3 Savings for?
- Members who want flexibility — use savings for any healthcare expense
- People with predictable but not heavy day-to-day usage
This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.
What's covered
- Unlimited hospital cover at any private hospital
- 44 chronic conditions (27 PMB + 17 additional)
- 12 antenatal consultations
- 2 pregnancy ultrasound scans
- All Prescribed Minimum Benefits (PMB) — required by South African law
What to watch out for
- Non-formulary chronic medication is subject to a 25% co-payment
- Cosmetic procedures, alternative therapies and certain elective treatments
- Out-of-hospital costs above your annual day-to-day limit (where applicable)
Compare with similar Fedhealth plans
flexiFED 4GRID Hospital
Hospital Plan
From R 5 931/month
44 chronic conditions
Comprehensive network
flexiFED 4Elect Savings
Savings
From R 5 970/month
44 chronic conditions
Any private hospital
flexiFED 3GRID Savings
Savings
From R 5 205/month
44 chronic conditions
Comprehensive network
Frequently asked questions
Source: Fedhealth flexiFED Savings Plans Rates & Benefits Guide 2026 — accessed 2026-04-28.
All benefits and limits are per calendar year, unless otherwise stated.
Managed Care protocols apply.
All benefits are approved by the Council for Medical Schemes.
PMB = Prescribed Minimum Benefits. DSP = Designated Service Provider.
Pricing and benefits sourced from the official 2026 Fedhealth Rates & Benefits Guides. Final premiums confirmed by Fedhealth at application.