Fedhealth Medical Aid

    Fedhealth: myFED

    Network
    2026 Plan
    From R 1 719/month

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    Heads up: This is general information, not financial advice. Pricing is sourced from the official Fedhealth 2026 brochure but may change — always confirm directly with Fedhealth before joining.

    Monthly Contributions

    Main memberR 1 719
    Adult dependantR 1 719
    Child dependantR 779

    Max 3 children billed. Child rates apply up to age 27.

    Income-banded pricing:

    R1 – R11,063R 1 719 / R 1 719 / R 779
    R11,064 – R15,617R 1 971 / R 1 971 / R 931
    R15,618 – R21,651R 2 453 / R 2 453 / R 966
    R21,652+R 4 052 / R 4 052 / R 1 281

    Hospital Cover

    Limit: Unlimited
    Network: Restrictive network
    Network name: myFED Network Hospitals

    Chronic Cover

    27 conditions covered (27 PMB + 0 additional)
    Pharmacy: Any pharmacy (CDL formulary)
    Non-formulary co-pay: 25%

    Maternity

    8 antenatal consultations
    2 ultrasound scans

    Maternity benefit at network providers.

    Plan highlights

    • Income-banded affordable network plan
    • Unlimited contracted nominated GP visits
    • 27 PMB chronic conditions covered in full
    • Network hospitals only — emergencies at any hospital
    • Health and wellness screenings included

    Who is myFED for?

    • Members happy to use a defined network of GPs and hospitals in exchange for lower premiums
    • People prioritising affordable monthly contributions over freedom of choice
    • Budget-conscious members looking for entry-level cover
    • Members on income-banded pricing — pay according to what you earn

    This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.

    What's covered

    • Unlimited hospital cover at restrictive network
    • 27 chronic conditions (27 PMB + 0 additional)
    • 8 antenatal consultations
    • 2 pregnancy ultrasound scans
    • All Prescribed Minimum Benefits (PMB) — required by South African law

    What to watch out for

    • Planned admissions at hospitals outside the network — co-payments apply
    • Non-formulary chronic medication is subject to a 25% co-payment
    • Chronic conditions outside the 27 statutory PMB list
    • Cosmetic procedures, alternative therapies and certain elective treatments
    • Out-of-hospital costs above your annual day-to-day limit (where applicable)

    Compare with similar Fedhealth plans

    From R 1 600/month
    27 chronic conditions
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    From R 2 051/month
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    Any private hospital
    From R 1 155/month
    27 chronic conditions
    Comprehensive network

    Frequently asked questions

    Source: Fedhealth myFED Rates & Benefits Guide 2026 — accessed 2026-04-28.

    All benefits and limits are per calendar year, unless otherwise stated.

    Managed Care protocols apply.

    All benefits are approved by the Council for Medical Schemes.

    PMB = Prescribed Minimum Benefits. DSP = Designated Service Provider.

    Pricing and benefits sourced from the official 2026 Fedhealth Rates & Benefits Guides. Final premiums confirmed by Fedhealth at application.