Medihelp Medical Aid

    Medihelp: MedElite

    Comprehensive
    2026 Plan
    From R 8 922/month

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    Heads up: This is general information, not financial advice. Pricing is sourced from the official Medihelp 2026 brochure but may change — always confirm directly with Medihelp before joining.

    Monthly Contributions

    Main memberR 8 922
    Adult dependantR 8 352
    Child dependantR 2 418

    Max 2 children billed. Child rates apply up to age 26.

    Hospital Cover

    Limit: Unlimited
    Network: Comprehensive network
    Network name: Medihelp National Hospital Network

    Chronic Cover

    54 conditions covered (27 PMB + 27 additional)
    Pharmacy: Medihelp Pharmacy Network
    Non-formulary co-pay: 25%

    Maternity

    10 antenatal consultations
    2 ultrasound scans

    Two antenatal & postnatal consultations + dietician/lactation specialist visits.

    Plan highlights

    • Comprehensive cover with R10,728 annual savings
    • 54 chronic conditions covered
    • Network hospitals — comprehensive benefits
    • Comprehensive dental via network
    • 10 maternity consultations + extensive paediatrics

    Who is MedElite for?

    • Families wanting full cover with the fewest out-of-pocket surprises
    • Members with chronic conditions who see specialists regularly
    • Higher earners wanting comprehensive benefits and any-hospital access

    This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.

    What's covered

    • Unlimited hospital cover at comprehensive network
    • 54 chronic conditions (27 PMB + 27 additional)
    • 10 antenatal consultations
    • 2 pregnancy ultrasound scans
    • All Prescribed Minimum Benefits (PMB) — required by South African law

    What to watch out for

    • Planned admissions at hospitals outside the network — co-payments apply
    • Non-formulary chronic medication is subject to a 25% co-payment
    • Cosmetic procedures, alternative therapies and certain elective treatments
    • Out-of-hospital costs above your annual day-to-day limit (where applicable)

    Compare with similar Medihelp plans

    MedPrime

    Hybrid
    From R 5 790/month
    27 chronic conditions
    Any private hospital
    From R 4 746/month
    27 chronic conditions
    Comprehensive network

    MedSaver

    Savings
    From R 4 260/month
    27 chronic conditions
    Any private hospital

    Frequently asked questions

    Source: Medihelp MedElite 2026 Summary — accessed 2026-04-28.

    All benefits and limits are per calendar year, unless otherwise stated.

    All benefits are approved by the Council for Medical Schemes.

    PMB = Prescribed Minimum Benefits. Medihelp covers 271 PMB conditions.

    Pricing and benefits sourced from the official 2026 Medihelp brochures. Final premiums confirmed by Medihelp at application.