Medihelp: MedVital
Hospital Plan
2026 Plan
From R 3 096/monthGet a free callback
Heads up: This is general information, not financial advice. Pricing is sourced from the official Medihelp 2026 brochure but may change — always confirm directly with Medihelp before joining.
Monthly Contributions
Main memberR 3 096
Adult dependantR 2 376
Child dependantR 1 062
Max 2 children billed. Child rates apply up to age 26.
Hospital Cover
Limit: Unlimited
Network: Any private hospital
Chronic Cover
27 conditions covered (27 PMB + 0 additional)
Pharmacy: Medihelp Pharmacy Network
Non-formulary co-pay: 25%
Maternity
10 antenatal consultations
2 ultrasound scans
Two antenatal & postnatal consultations + dietician/lactation specialist visits.
Plan highlights
- Any private hospital
- 271 PMB diagnoses & all CDL conditions
- Specialised radiology in & out of hospital
- Day procedure facilities for certain procedures
Who is MedVital for?
- People who only need cover for emergencies and hospitalisation
- Younger, generally healthy members who pay for GP visits and medication out of pocket
This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.
What's covered
- Unlimited hospital cover at any private hospital
- 27 chronic conditions (27 PMB + 0 additional)
- 10 antenatal consultations
- 2 pregnancy ultrasound scans
- All Prescribed Minimum Benefits (PMB) — required by South African law
What to watch out for
- GP consultations (you pay out of pocket)
- Acute medication from your local pharmacy
- Routine dental check-ups and optometry
- Non-formulary chronic medication is subject to a 25% co-payment
- Chronic conditions outside the 27 statutory PMB list
- Cosmetic procedures, alternative therapies and certain elective treatments
- Out-of-hospital costs above your annual day-to-day limit (where applicable)
Compare with similar Medihelp plans
MedAdd Elect
Network
From R 3 186/month
27 chronic conditions
Comprehensive network
MedReach
Network
From R 3 360/month
27 chronic conditions
Comprehensive network
MedVital Elect
Network
From R 2 412/month
27 chronic conditions
Comprehensive network
Frequently asked questions
Source: Medihelp MedVital 2026 Summary — accessed 2026-04-28.
All benefits and limits are per calendar year, unless otherwise stated.
All benefits are approved by the Council for Medical Schemes.
PMB = Prescribed Minimum Benefits. Medihelp covers 271 PMB conditions.
Pricing and benefits sourced from the official 2026 Medihelp brochures. Final premiums confirmed by Medihelp at application.