Medshield Medical Aid

    Medshield: MediCore

    Hospital Plan
    2026 Plan
    From R 4 278/month

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    Heads up: This is general information, not financial advice. Pricing is sourced from the official Medshield 2026 brochure but may change — always confirm directly with Medshield before joining.

    Monthly Contributions

    Main memberR 4 278
    Adult dependantR 3 618
    Child dependantR 987

    Max 3 children billed. Child rates apply up to age 21.

    Hospital Cover

    Limit: Unlimited
    Network: Any private hospital

    Chronic Cover

    27 conditions covered (27 PMB + 0 additional)
    Pharmacy: Medshield Pharmacy Network
    Non-formulary co-pay: 30%

    Maternity

    12 antenatal consultations
    2 ultrasound scans

    Plan highlights

    • Hospital cover only — no day-to-day benefit
    • Any private hospital
    • 27 PMB chronic conditions in full
    • Trauma & emergency cover included

    Who is MediCore for?

    • People who only need cover for emergencies and hospitalisation
    • Younger, generally healthy members who pay for GP visits and medication out of pocket

    This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.

    What's covered

    • Unlimited hospital cover at any private hospital
    • 27 chronic conditions (27 PMB + 0 additional)
    • 12 antenatal consultations
    • 2 pregnancy ultrasound scans
    • All Prescribed Minimum Benefits (PMB) — required by South African law

    What to watch out for

    • GP consultations (you pay out of pocket)
    • Acute medication from your local pharmacy
    • Routine dental check-ups and optometry
    • Non-formulary chronic medication is subject to a 30% co-payment
    • Chronic conditions outside the 27 statutory PMB list
    • Cosmetic procedures, alternative therapies and certain elective treatments
    • Out-of-hospital costs above your annual day-to-day limit (where applicable)

    Compare with similar Medshield plans

    From R 4 938/month
    28 chronic conditions
    Comprehensive network

    MediValue Prime

    Traditional
    From R 3 207/month
    27 chronic conditions
    Any private hospital

    MediSaver

    Savings
    From R 5 376/month
    28 chronic conditions
    Any private hospital

    Frequently asked questions

    Source: Medshield MediCore 2026 Benefit Guide — accessed 2026-04-28.

    All benefits and limits are per calendar year, unless otherwise stated.

    All benefits subject to Council for Medical Schemes approval.

    Child contribution applies to first, second and third biological/legally adopted children only.

    Pricing and benefits sourced from the official 2026 Medshield rates document. Final premiums confirmed by Medshield at application.