Medshield Medical Aid

    Medshield: MediCurve

    Network
    2026 Plan
    From R 1 821/month

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    Heads up: This is general information, not financial advice. Pricing is sourced from the official Medshield 2026 brochure but may change — always confirm directly with Medshield before joining.

    Monthly Contributions

    Main memberR 1 821
    Adult dependantR 1 821
    Child dependantR 483

    Max 3 children billed. Child rates apply up to age 21.

    Hospital Cover

    Limit: Unlimited
    Network: Comprehensive network
    Network name: Medshield Hospital Network

    Chronic Cover

    27 conditions covered (27 PMB + 0 additional)
    Pharmacy: Medshield Pharmacy Network
    Non-formulary co-pay: 30%

    Maternity

    12 antenatal consultations
    2 ultrasound scans

    Plan highlights

    • Most affordable Medshield option (R1,821 main)
    • Basic GP, acute medicine, optical, dental & radiology
    • 27 PMB chronic conditions covered
    • Network providers required

    Who is MediCurve for?

    • Members happy to use a defined network of GPs and hospitals in exchange for lower premiums
    • People prioritising affordable monthly contributions over freedom of choice
    • Budget-conscious members looking for entry-level cover

    This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.

    What's covered

    • Unlimited hospital cover at comprehensive network
    • 27 chronic conditions (27 PMB + 0 additional)
    • 12 antenatal consultations
    • 2 pregnancy ultrasound scans
    • All Prescribed Minimum Benefits (PMB) — required by South African law

    What to watch out for

    • Planned admissions at hospitals outside the network — co-payments apply
    • Non-formulary chronic medication is subject to a 30% co-payment
    • Chronic conditions outside the 27 statutory PMB list
    • Cosmetic procedures, alternative therapies and certain elective treatments
    • Out-of-hospital costs above your annual day-to-day limit (where applicable)

    Compare with similar Medshield plans

    MediPhila

    Network
    From R 2 145/month
    27 chronic conditions
    Comprehensive network
    From R 2 907/month
    27 chronic conditions
    Comprehensive network

    MediValue Prime

    Traditional
    From R 3 207/month
    27 chronic conditions
    Any private hospital

    Frequently asked questions

    Source: Medshield MediCurve 2026 Benefit Guide — accessed 2026-04-28.

    All benefits and limits are per calendar year, unless otherwise stated.

    All benefits subject to Council for Medical Schemes approval.

    Child contribution applies to first, second and third biological/legally adopted children only.

    Pricing and benefits sourced from the official 2026 Medshield rates document. Final premiums confirmed by Medshield at application.