Medshield: PremiumPlus
Comprehensive
2026 Plan
From R 9 489/monthGet a free callback
Heads up: This is general information, not financial advice. Pricing is sourced from the official Medshield 2026 brochure but may change — always confirm directly with Medshield before joining.
Monthly Contributions
Main memberR 9 489
Adult dependantR 8 691
Child dependantR 1 815
Max 3 children billed. Child rates apply up to age 21.
Hospital Cover
Limit: Unlimited
Network: Any private hospital
Chronic Cover
71 conditions covered (27 PMB + 44 additional)
Pharmacy: Medshield Pharmacy Network
Non-formulary co-pay: 30%
Maternity
12 antenatal consultations
2 ultrasound scans
Plan highlights
- Top-tier Medshield plan with Above Threshold Benefit
- 25% Personal Savings Account (R28,464 main)
- Above Threshold Benefit: R7,500 main
- 71 chronic conditions covered
- Comprehensive cover for high-need members
Who is PremiumPlus for?
- Families wanting full cover with the fewest out-of-pocket surprises
- Members with chronic conditions who see specialists regularly
- Higher earners wanting comprehensive benefits and any-hospital access
This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.
What's covered
- Unlimited hospital cover at any private hospital
- 71 chronic conditions (27 PMB + 44 additional)
- 12 antenatal consultations
- 2 pregnancy ultrasound scans
- All Prescribed Minimum Benefits (PMB) — required by South African law
What to watch out for
- Non-formulary chronic medication is subject to a 30% co-payment
- Cosmetic procedures, alternative therapies and certain elective treatments
- Out-of-hospital costs above your annual day-to-day limit (where applicable)
Compare with similar Medshield plans
MediBonus
Comprehensive
From R 9 015/month
71 chronic conditions
Any private hospital
MediPlus Prime
Traditional
From R 5 436/month
28 chronic conditions
Any private hospital
MediSaver
Savings
From R 5 376/month
28 chronic conditions
Any private hospital
Frequently asked questions
Source: Medshield PremiumPlus 2026 Benefit Guide — accessed 2026-04-28.
All benefits and limits are per calendar year, unless otherwise stated.
All benefits subject to Council for Medical Schemes approval.
Child contribution applies to first, second and third biological/legally adopted children only.
Pricing and benefits sourced from the official 2026 Medshield rates document. Final premiums confirmed by Medshield at application.