Momentum: Summit Option
Comprehensive
2026 Plan
From R 16 469/monthGet a free callback
Heads up: This is general information, not financial advice. Pricing is sourced from the official Momentum 2026 brochure but may change — always confirm directly with Momentum before joining.
Monthly Contributions
Main memberR 16 469
Adult dependantR 13 075
Child dependantR 3 756
Max 3 children billed. Child rates apply up to age 21.
Hospital Cover
Limit: Unlimited
Network: Any private hospital
Chronic Cover
62 conditions covered (26 PMB + 36 additional)
Non-formulary co-pay: 30%
Maternity
12 antenatal consultations
2 ultrasound scans
Plan highlights
- Top-tier comprehensive Momentum option
- 62 chronic conditions covered (26 PMB + 36 additional)
- Any private hospital — freedom-of-choice day-to-day & chronic
- Day-to-day limit R34,500 per beneficiary
- Comprehensive Health Platform benefits
Who is Summit Option for?
- Families wanting full cover with the fewest out-of-pocket surprises
- Members with chronic conditions who see specialists regularly
- Higher earners wanting comprehensive benefits and any-hospital access
This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.
What's covered
- Unlimited hospital cover at any private hospital
- 62 chronic conditions (26 PMB + 36 additional)
- 12 antenatal consultations
- 2 pregnancy ultrasound scans
- All Prescribed Minimum Benefits (PMB) — required by South African law
What to watch out for
- Non-formulary chronic medication is subject to a 30% co-payment
- Cosmetic procedures, alternative therapies and certain elective treatments
- Out-of-hospital costs above your annual day-to-day limit (where applicable)
Compare with similar Momentum plans
Extender Option
Comprehensive
From R 10 088/month
26 chronic conditions
Any private hospital
Incentive Option
Savings
From R 5 333/month
26 chronic conditions
Any private hospital
Ingwe Option
Network
From R 4 546/month
26 chronic conditions
Restrictive network
Frequently asked questions
Source: Momentum Summit Option 2026 — accessed 2026-04-28.
All benefits and limits are per calendar year, unless otherwise stated.
Subject to Council for Medical Schemes approval.
Pre-authorisation required — 30% co-payment if not obtained (excluding emergencies).
Pricing and benefits sourced from the official 2026 Momentum Medical Scheme brochure. Final premiums confirmed by Momentum at application.