Bonitas Medical Aid

    Bonitas: BonClassic

    Savings
    2026 Plan
    From R 8 238/month

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    Heads up: This is general information, not financial advice. Pricing is sourced from the official Bonitas 2026 brochure but may change — always confirm directly with Bonitas before joining.

    Monthly Contributions

    Main memberR 8 238
    Adult dependantR 7 071
    Child dependantR 2 034

    Max 3 children billed. Child rates apply up to age 24.

    Hospital Cover

    Limit: Unlimited
    Network: Comprehensive network

    A 30% co-payment applies for not using a hospital on the applicable network. Co-payments also apply to certain procedures including but not limited to: R38,560 for hip and knee replacements, R7,420 for cataract surgery, and R2,800 for MRI/CT scans. Using a DSP can help avoid some co-payments.

    Chronic Cover

    46 conditions covered (27 PMB + 19 additional)
    Pharmacy: Bonitas Network Pharmacy or Pharmacy Direct
    Up to R 15 370 per beneficiary

    Plan highlights

    • Annual savings of R14,832 for the main member.
    • Unlimited hospital cover at a network of private hospitals.
    • Chronic cover for 46 conditions.
    • Members only pay for a maximum of three children.
    • Specialists in-hospital are covered in full at the Bonitas Rate when using the network.
    • International travel cover up to R1.2 million per family.

    Who is BonClassic for?

    • Members who want flexibility — use savings for any healthcare expense
    • People with predictable but not heavy day-to-day usage
    • Higher earners wanting comprehensive benefits and any-hospital access

    This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.

    What's covered

    • Unlimited hospital cover at comprehensive network
    • 46 chronic conditions (27 PMB + 19 additional)
    • All Prescribed Minimum Benefits (PMB) — required by South African law

    What to watch out for

    • Planned admissions at hospitals outside the network — co-payments apply
    • Cosmetic procedures, alternative therapies and certain elective treatments
    • Out-of-hospital costs above your annual day-to-day limit (where applicable)

    Compare with similar Bonitas plans

    From R 6 614/month
    27 chronic conditions
    Comprehensive network

    Standard

    Traditional
    From R 5 929/month
    27 chronic conditions
    Any private hospital
    From R 5 431/month
    27 chronic conditions
    Restrictive network

    Frequently asked questions

    Source: Bonitas BonClassic 2026 Brochure — accessed 2026-04-28.

    All benefits and limits are per calendar year, unless otherwise stated.

    Managed Care protocols apply.

    All benefits are approved by the Council for Medical Schemes.

    PMB = Prescribed Minimum Benefits. DSP = Designated Service Provider.

    Pricing and benefits sourced from official 2026 Bonitas brochures. Final premiums confirmed by Bonitas at application.