
Bonitas: BonClassic
Monthly Contributions
Max 3 children billed. Child rates apply up to age 24.
Hospital Cover
A 30% co-payment applies for not using a hospital on the applicable network. Co-payments also apply to certain procedures including but not limited to: R38,560 for hip and knee replacements, R7,420 for cataract surgery, and R2,800 for MRI/CT scans. Using a DSP can help avoid some co-payments.
Chronic Cover
Plan highlights
- Annual savings of R14,832 for the main member.
- Unlimited hospital cover at a network of private hospitals.
- Chronic cover for 46 conditions.
- Members only pay for a maximum of three children.
- Specialists in-hospital are covered in full at the Bonitas Rate when using the network.
- International travel cover up to R1.2 million per family.
Who is BonClassic for?
- Members who want flexibility — use savings for any healthcare expense
- People with predictable but not heavy day-to-day usage
- Higher earners wanting comprehensive benefits and any-hospital access
This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.
What's covered
- Unlimited hospital cover at comprehensive network
- 46 chronic conditions (27 PMB + 19 additional)
- All Prescribed Minimum Benefits (PMB) — required by South African law
What to watch out for
- Planned admissions at hospitals outside the network — co-payments apply
- Cosmetic procedures, alternative therapies and certain elective treatments
- Out-of-hospital costs above your annual day-to-day limit (where applicable)
Compare with similar Bonitas plans
BonComplete
Standard
Standard Select
Frequently asked questions
Source: Bonitas BonClassic 2026 Brochure — accessed 2026-04-28.
All benefits and limits are per calendar year, unless otherwise stated.
Managed Care protocols apply.
All benefits are approved by the Council for Medical Schemes.
PMB = Prescribed Minimum Benefits. DSP = Designated Service Provider.
Pricing and benefits sourced from official 2026 Bonitas brochures. Final premiums confirmed by Bonitas at application.