Bonitas: BonComplete
Monthly Contributions
Max 3 children billed. Child rates apply up to age 24.
Hospital Cover
R2 800 co-payment per scan event except for PMB for MRIs and CT scans. 20% co-payment for non-network or non-formulary use in above threshold benefit for acute and over-the-counter medicine. A 20% co-payment applies when homeopathic medicine is paid from above threshold benefit. Avoid a 10% co-payment by using a DSP for hearing aids.
Chronic Cover
Plan highlights
- Uses a list of specific private hospitals
- Benefit Booster for out-of-hospital expenses
- Savings account for day-to-day medical costs
- Above threshold benefit for additional day-to-day cover
- Cover for basic and specialised dentistry
Who is BonComplete for?
- Members who want flexibility — use savings for any healthcare expense
- People with predictable but not heavy day-to-day usage
This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.
What's covered
- Unlimited hospital cover at comprehensive network
- 27 chronic conditions (27 PMB + 0 additional)
- Day-to-day pool up to R 14 710 per family per year
- All Prescribed Minimum Benefits (PMB) — required by South African law
What to watch out for
- Planned admissions at hospitals outside the network — co-payments apply
- Chronic conditions outside the 27 statutory PMB list
- Cosmetic procedures, alternative therapies and certain elective treatments
- Out-of-hospital costs above your annual day-to-day limit (where applicable)
Compare with similar Bonitas plans
Standard
Standard Select
BonClassic
Frequently asked questions
Source: Bonitas BonComplete 2026 Brochure — accessed 2026-04-28.
All benefits and limits are per calendar year, unless otherwise stated.
Managed Care protocols apply.
All benefits are approved by the Council for Medical Schemes.
PMB = Prescribed Minimum Benefits. DSP = Designated Service Provider.
Pricing and benefits sourced from official 2026 Bonitas brochures. Final premiums confirmed by Bonitas at application.