Discovery Health: KeyCare Start Regional
Capitated
2026 Plan
From R 3 430/monthGet a free callback
Heads up: This is general information, not financial advice. Pricing is sourced from the official Discovery Health 2026 brochure but may change — always confirm directly with Discovery Health before joining.
Monthly Contributions
Main memberR 3 430
Adult dependantR 3 430
Child dependantR 961
Max 3 children billed.
Income-banded pricing:
R0 - R10,950R 1 278 / R 1 278 / R 769
R10,951 - R16,550R 1 932 / R 1 932 / R 869
R16,551 - R25,150R 3 011 / R 3 011 / R 922
R25,151+R 3 430 / R 3 430 / R 961
Hospital Cover
Limit: Unlimited
Network: Restrictive network
Network name: KeyCare Start Regional Network
Chronic Cover
27 conditions covered (27 PMB + 0 additional)
Plan highlights
- Covered in full at your chosen KeyCare Start Regional Network hospital. If you do not use your chosen KeyCare Start Regional Network Hospital, you will have to pay all the costs. This does not apply in an emergency.
- Covers 27 chronic conditions.
Who is KeyCare Start Regional for?
- Members happy to use a defined network of GPs and hospitals in exchange for lower premiums
- People prioritising affordable monthly contributions over freedom of choice
- Members on income-banded pricing — pay according to what you earn
This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.
What's covered
- Unlimited hospital cover at restrictive network
- 27 chronic conditions (27 PMB + 0 additional)
- All Prescribed Minimum Benefits (PMB) — required by South African law
What to watch out for
- Planned admissions at hospitals outside the network — co-payments apply
- Chronic conditions outside the 27 statutory PMB list
- Cosmetic procedures, alternative therapies and certain elective treatments
- Out-of-hospital costs above your annual day-to-day limit (where applicable)
Compare with similar Discovery Health plans
Classic Smart Saver
Savings
From R 3 350/month
27 chronic conditions
Restrictive network
Classic Delta Saver
Savings
From R 3 624/month
27 chronic conditions
Restrictive network
Essential Saver
Savings
From R 3 634/month
27 chronic conditions
Any private hospital
Frequently asked questions
Source: Discovery Keycare Plan Guide 2026 — accessed 2026-04-28.
Information sourced from Discovery's official 2026 plan guide. Contributions and benefits may change. Always confirm with Discovery before joining.
We are not a financial services provider and do not offer financial advice.