Fedhealth Medical Aid

    Fedhealth hospital plans and prices, 2026

    13 Fedhealth options give in-hospital cover with little or no day-to-day benefit, priced from R1 155 to R6 620 a month for a main member. Every figure below comes from the published Fedhealth 2026 contribution and benefit summary.

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    13
    Fedhealth hospital options for 2026
    R1 155–R6 620
    main-member contribution per month
    8
    options allowing any private hospital
    44
    highest published chronic condition count

    How Fedhealth structures its hospital cover

    Fedhealth is a medical scheme registered under the Medical Schemes Act 131 of 1998, so every option here funds authorised in-hospital treatment and the Prescribed Minimum Benefits, including the Chronic Disease List conditions. What separates the options is price, which hospitals you may use, and what you pay out of pocket when you are admitted.

    Of the 13 Fedhealth hospital options in our 2026 data set, 8 let you use any private hospital and 5 are restricted to a hospital network. Network options are cheaper for that reason; use a hospital off the list and you can carry a large share of the account yourself. 4 options publish a fixed co-payment for every admission.

    Contributions are billed per beneficiary. A main member pays the main rate, each adult dependant the adult rate, and each child the child rate — so your monthly cost depends on who you cover, not on a single family price.

    Fedhealth hospital plan prices, cheapest first

    Published 2026 contributions and in-hospital terms. “Not stated” means the brochure does not publish that figure — we do not estimate it.

    PlanMain / monthAdultChildHospitalsCo-pay / admissionIn-hospital limitSource
    Fedhealth: flexiFEDSavvy HospitalR1 155R1 155R849Fedhealth GRID Network (120 hospitals)None statedUnlimited Brochure
    Fedhealth: myFEDR1 719R1 719R779myFED Network HospitalsNone statedUnlimited Brochure
    Fedhealth: flexiFED 1Elect HospitalR2 051R1 602R747Any private hospitalR15 950Unlimited Brochure
    Fedhealth: flexiFED 1 HospitalR2 630R2 061R963Any private hospitalNone statedUnlimited Brochure
    Fedhealth: flexiFED 2Elect HospitalR3 104R2 775R922Any private hospitalR15 950Unlimited Brochure
    Fedhealth: flexiFED 3Elect HospitalR3 705R3 398R1 314Any private hospitalR15 950Unlimited Brochure
    Fedhealth: flexiFED 2GRID HospitalR3 719R3 315R1 098Fedhealth GRID Network (120 hospitals)None statedUnlimited Brochure
    Fedhealth: flexiFED 2 HospitalR4 147R3 690R1 224Any private hospitalNone statedUnlimited Brochure
    Fedhealth: flexiFED 3GRID HospitalR4 436R4 068R1 573Fedhealth GRID Network (120 hospitals)None statedUnlimited Brochure
    Fedhealth: flexiFED 3 HospitalR4 946R4 531R1 753Any private hospitalNone statedUnlimited Brochure
    Fedhealth: flexiFED 4Elect HospitalR4 958R4 620R1 521Any private hospitalR15 950Unlimited Brochure
    Fedhealth: flexiFED 4GRID HospitalR5 931R5 424R1 787Fedhealth GRID Network (120 hospitals)None statedUnlimited Brochure
    Fedhealth: flexiFED 4 HospitalR6 620R6 042R1 991Any private hospitalNone statedUnlimited Brochure

    Fedhealth figures last verified against the source document on 2026-04-28. Fedhealth flexiFED Hospital Plans Rates & Benefits Guide 2026

    Before you choose a Fedhealth hospital plan

    Check the hospital list first

    On a network option, the hospital nearest you matters more than the monthly price. Look your hospital up before you commit.

    Fedhealth hospital network checker

    Compare against other schemes

    Fedhealth is one of six schemes whose 2026 hospital options we hold. See how the prices line up across all of them.

    All hospital plans in South Africa

    Fedhealth hospital plans: common questions

    How much is a Fedhealth hospital plan per month in 2026?

    On the published 2026 contributions, Fedhealth hospital options start at R1 155 a month for a main member and run up to R6 620. Each adult and child dependant adds its own rate on top, because schemes bill per beneficiary rather than per household.

    Which hospitals can I use on a Fedhealth hospital plan?

    8 of the 13 Fedhealth hospital options in our 2026 data set allow any private hospital, and 5 restrict you to a defined hospital network. The network name for each option is listed in the table on this page, and you can look up individual hospitals in our network checker.

    Does a Fedhealth hospital plan cover chronic medicine?

    Yes, at least to the extent the law requires: every registered option must fund the conditions on the Chronic Disease List as part of the Prescribed Minimum Benefits. The most chronic conditions published on a Fedhealth hospital option for 2026 in our data set is 44. Chronic cover is usually subject to a formulary and a designated pharmacy.

    Are there co-payments on Fedhealth hospital plans?

    4 of the 13 Fedhealth hospital options publish a fixed co-payment per admission for 2026; the amounts are in the table above. Separate co-payments can apply to MRI and CT scans and to specific procedures — check the option's benefit schedule.

    Is this page advice?

    No. It is a factual comparison of published 2026 figures, not financial advice and not a recommendation. Confirm current contributions and rules with the scheme, or speak to an accredited adviser, before joining or switching.

    Use the plan calculatorAll Fedhealth 2026 plans

    All contributions, networks and co-payments on this page are taken from the official Fedhealth 2026 documentation and linked to their source. This is general information, not financial advice, and not a recommendation of any scheme or option. Always confirm current figures directly with Fedhealth before joining or switching.