Note: This is general information, not advice. Prices shown are estimates and subject to change - we update pricing manually every few months, so always confirm current rates directly with the scheme before making decisions.
    Comprehensive Cover
    Hospital Cover
    Chronic Medication

    Comprehensive Medical Aid Options for Families

    If budget allows and you want fewer restrictions on where you can get treatment, comprehensive plans give you more flexibility. You're looking at any-hospital access, wider chronic medication cover, and day-to-day benefits that don't run out as quickly.

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    Family Type

    family

    Budget Range

    R 8 000 - R 32 000/mo

    Chronic Cover

    Required

    Special Needs

    dental, specialists

    Top Recommended Medical Plans

    Top Recommendation

    Fedhealth - maxima EXEC

    Premium Plan

    R 30 510

    per month

    Why we recommend this

    • Comprehensive premium coverage
    • Any-hospital flexibility
    • Extensive chronic conditions coverage
    • Unlimited hospital cover matches your priority

    Hospital Cover

    • • Unlimited hospital cover
    • • Hospital of choice
    • • Europ Assistance ambulance

    Day-to-Day

    • • GP: From savings
    • • 62 chronic conditions
    • • Maternity: 12+ antenatal consultations
    Comprehensive cover for mature members
    62 chronic conditions covered (27 PMB + 35 additional)
    Medical Savings Account + Threshold benefit
    Unlimited Fedhealth Network GP visits when savings depleted
    Any private hospital

    Medshield - MediBonus

    Premium Plan

    R 19 101

    per month

    Why we recommend this

    • Comprehensive premium coverage
    • Any-hospital flexibility
    • Extensive chronic conditions coverage
    • Unlimited hospital cover matches your priority

    Hospital Cover

    • • Unlimited hospital cover
    • • Hospital of choice
    • • Netcare 911 ambulance

    Day-to-Day

    • • GP: From savings
    • • 71 chronic conditions
    • • Maternity: 12+ antenatal consultations
    71 chronic conditions covered (27 PMB + 44 additional)
    Any private hospital
    Day-to-day limit R15,700 (M) up to R27,200 (M4+)
    Unlimited basic dentistry + R22,000 specialised
    R3,000 optometry per beneficiary

    Medshield - PremiumPlus

    Premium Plan

    R 21 810

    per month

    Why we recommend this

    • Comprehensive premium coverage
    • Any-hospital flexibility
    • Extensive chronic conditions coverage
    • Unlimited hospital cover matches your priority

    Hospital Cover

    • • Unlimited hospital cover
    • • Hospital of choice
    • • Netcare 911 ambulance

    Day-to-Day

    • • GP: From savings
    • • 71 chronic conditions
    • • Maternity: 12+ antenatal consultations
    Top-tier Medshield plan with Above Threshold Benefit
    25% Personal Savings Account (R28,464 main)
    Above Threshold Benefit: R7,500 main
    71 chronic conditions covered
    Comprehensive cover for high-need members

    Discovery Health - Executive Plan

    Premium Plan

    R 27 230

    per month

    Why we recommend this

    • Comprehensive premium coverage
    • Any-hospital flexibility
    • Extensive chronic conditions coverage
    • Unlimited hospital cover matches your priority

    Hospital Cover

    • • Unlimited hospital cover
    • • Hospital of choice
    • • Discovery 911 (Netcare) ambulance

    Day-to-Day

    • • GP: From savings
    • • 49 chronic conditions
    • • Maternity: Included
    Unlimited cover for hospital admissions
    Full cover for chronic medicine
    Full cover in hospital for related accounts
    Comprehensive day-to-day cover
    Extensive cover for maternity

    Discovery Health - Classic Comprehensive

    Premium Plan

    R 21 803

    per month

    Why we recommend this

    • Comprehensive premium coverage
    • Any-hospital flexibility
    • Extensive chronic conditions coverage
    • Unlimited hospital cover matches your priority

    Hospital Cover

    • • Unlimited hospital cover
    • • Hospital of choice
    • • Discovery 911 (Netcare) ambulance

    Day-to-Day

    • • GP: From savings
    • • 49 chronic conditions
    • • Maternity: Included
    Unlimited cover for hospital admissions
    Extensive day-to-day cover from a 25% Medical Savings Account and limited Above Threshold Benefit
    Access to an Additional Disease List for chronic medicine
    Full cover for specialists who we have a payment arrangement with
    Extensive screening and prevention benefits

    Not sure which plan is right for you?

    Use our interactive calculator to get personalized recommendations based on your exact needs, budget, and health requirements.

    Frequently Asked Questions

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