Where these figures come from: every contribution, limit and network on this page is taken from the scheme's published 2026 brochure, accessed 28 April 2026. This is general information, not advice — confirm the current rate with the scheme before you decide.
    Chronic Medication
    Comprehensive Cover
    Hospital Cover

    Medical Aid for Seniors & Pensioners

    Health needs typically grow as you get older - more chronic medication, more specialist visits, more hospital admissions. Comprehensive plans with strong chronic and day-to-day benefits usually make more sense at this stage, even at a higher monthly premium.

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    Household

    single

    Budget Range

    R 3 500 - R 12 000/mo

    Chronic Cover

    Beyond PMB

    Also Looking At

    specialists, optometry

    Closest matches for this scenario

    5 of the published 2026 options whose brochure figures fit this household and budget. Ordered by how closely the published benefits match the requirements listed above — not by our opinion of the scheme.

    Medshield: MediBonus

    Comprehensive option — 2026

    R 9 015

    per month, main member

    What the 2026 brochure publishes

    • R 9 015 a month for a single main member on the 2026 rates.
    • Unlimited hospital cover — any private hospital.
    • 71 chronic conditions listed (27 PMB + 44 additional).

    Hospital cover

    • • Unlimited
    • • Any private hospital
    • • No per-admission co-payment published

    Chronic & day-to-day

    • • 71 chronic conditions
    • • No day-to-day pool on this option
    • • Maternity benefit published
    71 chronic conditions covered (27 PMB + 44 additional)
    Any private hospital
    Day-to-day limit R15,700 (M) up to R27,200 (M4+)
    Unlimited basic dentistry + R22,000 specialised

    Medshield: PremiumPlus

    Comprehensive option — 2026

    R 9 489

    per month, main member

    What the 2026 brochure publishes

    • R 9 489 a month for a single main member on the 2026 rates.
    • Unlimited hospital cover — any private hospital.
    • 71 chronic conditions listed (27 PMB + 44 additional).

    Hospital cover

    • • Unlimited
    • • Any private hospital
    • • No per-admission co-payment published

    Chronic & day-to-day

    • • 71 chronic conditions
    • • No day-to-day pool on this option
    • • Maternity benefit published
    Top-tier Medshield plan with Above Threshold Benefit
    25% Personal Savings Account (R28,464 main)
    Above Threshold Benefit: R7,500 main
    71 chronic conditions covered

    Discovery Health: Classic Comprehensive

    Comprehensive option — 2026

    R 9 298

    per month, main member

    What the 2026 brochure publishes

    • R 9 298 a month for a single main member on the 2026 rates.
    • Unlimited hospital cover — any private hospital (Any private hospital approved by the Scheme).
    • 49 chronic conditions listed (27 PMB + 22 additional).

    Hospital cover

    • • Unlimited
    • • Any private hospital
    • • No per-admission co-payment published

    Chronic & day-to-day

    • • 49 chronic conditions
    • • No day-to-day pool on this option
    • • No separate maternity benefit published
    Unlimited cover for hospital admissions
    Extensive day-to-day cover from a 25% Medical Savings Account and limited Above Threshold Benefit
    Access to an Additional Disease List for chronic medicine
    Full cover for specialists who we have a payment arrangement with

    Discovery Health: Executive Plan

    Comprehensive option — 2026

    R 11 430

    per month, main member

    What the 2026 brochure publishes

    • R 11 430 a month for a single main member on the 2026 rates.
    • Unlimited hospital cover — any private hospital (Any private or public hospital).
    • 49 chronic conditions listed (27 PMB + 22 additional).

    Hospital cover

    • • Unlimited
    • • Any private hospital
    • • No per-admission co-payment published

    Chronic & day-to-day

    • • 49 chronic conditions
    • • No day-to-day pool on this option
    • • No separate maternity benefit published
    Unlimited cover for hospital admissions
    Full cover for chronic medicine
    Full cover in hospital for related accounts
    Comprehensive day-to-day cover

    Medihelp: MedElite

    Comprehensive option — 2026

    R 8 922

    per month, main member

    What the 2026 brochure publishes

    • R 8 922 a month for a single main member on the 2026 rates.
    • Unlimited hospital cover — comprehensive network (Medihelp National Hospital Network).
    • 54 chronic conditions listed (27 PMB + 27 additional).

    Hospital cover

    • • Unlimited
    • • Comprehensive network
    • • No per-admission co-payment published

    Chronic & day-to-day

    • • 54 chronic conditions
    • • No day-to-day pool on this option
    • • Maternity benefit published
    Comprehensive cover with R10,728 annual savings
    54 chronic conditions covered
    Network hospitals — comprehensive benefits
    Comprehensive dental via network

    Your numbers will differ from this scenario

    This page compares the published 2026 figures against one fixed household and budget. Run the calculator to filter the same data set against your own household, budget and health needs.

    Frequently Asked Questions

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