Note: This is general information, not advice. Prices shown are estimates and subject to change - we update pricing manually every few months, so always confirm current rates directly with the scheme before making decisions.
    Comprehensive Cover
    Day-to-Day Benefits
    Hospital Cover

    Comprehensive Medical Aid Options for Single Members

    If you want full flexibility - any hospital, decent day-to-day cover, easy access to specialists - you're looking at the higher-end plans. Here's what's available for single members who want more than basic cover.

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    Family Type

    single

    Budget Range

    R 4 000 - R 14 000/mo

    Chronic Cover

    Standard PMB

    Special Needs

    dental, optometry, specialists

    Top Recommended Medical Plans

    Top Recommendation

    Discovery Health - Executive Plan

    Premium Plan

    R 11 430

    per month

    Why we recommend this

    • Comprehensive premium coverage
    • Any-hospital flexibility
    • Extensive chronic conditions coverage
    • Excellent day-to-day benefits

    Hospital Cover

    • • Unlimited hospital cover
    • • Hospital of choice
    • • Discovery 911 (Netcare) ambulance

    Day-to-Day

    • • GP: From savings
    • • 49 chronic conditions
    • • Maternity: Included
    Unlimited cover for hospital admissions
    Full cover for chronic medicine
    Full cover in hospital for related accounts
    Comprehensive day-to-day cover
    Extensive cover for maternity

    Discovery Health - Classic Comprehensive

    Premium Plan

    R 9 298

    per month

    Why we recommend this

    • Comprehensive premium coverage
    • Any-hospital flexibility
    • Extensive chronic conditions coverage
    • Excellent day-to-day benefits

    Hospital Cover

    • • Unlimited hospital cover
    • • Hospital of choice
    • • Discovery 911 (Netcare) ambulance

    Day-to-Day

    • • GP: From savings
    • • 49 chronic conditions
    • • Maternity: Included
    Unlimited cover for hospital admissions
    Extensive day-to-day cover from a 25% Medical Savings Account and limited Above Threshold Benefit
    Access to an Additional Disease List for chronic medicine
    Full cover for specialists who we have a payment arrangement with
    Extensive screening and prevention benefits

    Fedhealth - maxima EXEC

    Premium Plan

    R 12 273

    per month

    Why we recommend this

    • Comprehensive premium coverage
    • Any-hospital flexibility
    • Extensive chronic conditions coverage
    • Excellent day-to-day benefits

    Hospital Cover

    • • Unlimited hospital cover
    • • Hospital of choice
    • • Europ Assistance ambulance

    Day-to-Day

    • • GP: From savings
    • • 62 chronic conditions
    • • Maternity: 12+ antenatal consultations
    Comprehensive cover for mature members
    62 chronic conditions covered (27 PMB + 35 additional)
    Medical Savings Account + Threshold benefit
    Unlimited Fedhealth Network GP visits when savings depleted
    Any private hospital

    Medshield - MediBonus

    Premium Plan

    R 9 015

    per month

    Why we recommend this

    • Comprehensive premium coverage
    • Any-hospital flexibility
    • Extensive chronic conditions coverage
    • Excellent day-to-day benefits

    Hospital Cover

    • • Unlimited hospital cover
    • • Hospital of choice
    • • Netcare 911 ambulance

    Day-to-Day

    • • GP: From savings
    • • 71 chronic conditions
    • • Maternity: 12+ antenatal consultations
    71 chronic conditions covered (27 PMB + 44 additional)
    Any private hospital
    Day-to-day limit R15,700 (M) up to R27,200 (M4+)
    Unlimited basic dentistry + R22,000 specialised
    R3,000 optometry per beneficiary

    Medshield - PremiumPlus

    Premium Plan

    R 9 489

    per month

    Why we recommend this

    • Comprehensive premium coverage
    • Any-hospital flexibility
    • Extensive chronic conditions coverage
    • Excellent day-to-day benefits

    Hospital Cover

    • • Unlimited hospital cover
    • • Hospital of choice
    • • Netcare 911 ambulance

    Day-to-Day

    • • GP: From savings
    • • 71 chronic conditions
    • • Maternity: 12+ antenatal consultations
    Top-tier Medshield plan with Above Threshold Benefit
    25% Personal Savings Account (R28,464 main)
    Above Threshold Benefit: R7,500 main
    71 chronic conditions covered
    Comprehensive cover for high-need members

    Not sure which plan is right for you?

    Use our interactive calculator to get personalized recommendations based on your exact needs, budget, and health requirements.

    Frequently Asked Questions

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