Bonitas: BonComprehensive
Monthly Contributions
Max 3 children billed. Child rates apply up to age 24.
Hospital Cover
R2 800 co-payment per scan event except for PMB for MRIs and CT scans. 20% co-payment for non-network or non-formulary use in above threshold benefit for acute and over-the-counter medicine. A 20% co-payment applies when homeopathic medicine is paid from above threshold benefit. Avoid a 10% co-payment by using a DSP for hearing aids.
Chronic Cover
Plan highlights
- Access to any private hospital
- Unlimited above threshold benefit for out-of-hospital expenses
- Savings account for day-to-day medical expenses
- Comprehensive cover for chronic conditions
- Generous limits for specialised radiology and dentistry
Who is BonComprehensive for?
- Families wanting full cover with the fewest out-of-pocket surprises
- Members with chronic conditions who see specialists regularly
- Higher earners wanting comprehensive benefits and any-hospital access
This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.
What's covered
- Unlimited hospital cover at any private hospital
- 27 chronic conditions (27 PMB + 0 additional)
- All Prescribed Minimum Benefits (PMB) — required by South African law
What to watch out for
- Chronic conditions outside the 27 statutory PMB list
- Cosmetic procedures, alternative therapies and certain elective treatments
- Out-of-hospital costs above your annual day-to-day limit (where applicable)
Compare with similar Bonitas plans
BonClassic
BonComplete
Standard
Frequently asked questions
Source: Bonitas BonComprehensive 2026 Brochure — accessed 2026-04-28.
All benefits and limits are per calendar year, unless otherwise stated.
Managed Care protocols apply.
All benefits are approved by the Council for Medical Schemes.
PMB = Prescribed Minimum Benefits. DSP = Designated Service Provider.
Pricing and benefits sourced from official 2026 Bonitas brochures. Final premiums confirmed by Bonitas at application.