Medical Aid for Self-Employed Members & Freelancers
Without an employer subsidy, every rand of premium comes out of your own pocket - and your income may not be the same every month. The trick is matching your plan to predictable monthly cashflow, with enough hospital cover to protect you from a bad month.
Household
single
Budget Range
R 2 000 - R 7 000/mo
Chronic Cover
Standard PMB
Also Looking At
specialists
Closest matches for this scenario
5 of the published 2026 options whose brochure figures fit this household and budget. Ordered by how closely the published benefits match the requirements listed above — not by our opinion of the scheme.
Fedhealth: flexiFED 1Elect Hospital
Hospital Plan option — 2026
R 2 051
per month, main member
What the 2026 brochure publishes
- R 2 051 a month for a single main member, from the published 2026 contribution table.
- Unlimited hospital cover — any private hospital.
- 27 chronic conditions listed (27 PMB + 0 additional).
Hospital cover
- • Unlimited
- • Any private hospital
- • R 15 950 co-payment per admission
Chronic & day-to-day
- • 27 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published
Fedhealth: flexiFED 1 Hospital
Hospital Plan option — 2026
R 2 630
per month, main member
What the 2026 brochure publishes
- R 2 630 a month for a single main member, from the published 2026 contribution table.
- Unlimited hospital cover — any private hospital.
- 27 chronic conditions listed (27 PMB + 0 additional).
Hospital cover
- • Unlimited
- • Any private hospital
- • No per-admission co-payment published
Chronic & day-to-day
- • 27 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published
Fedhealth: flexiFED 1Elect Savings
Savings option — 2026
R 2 490
per month, main member
What the 2026 brochure publishes
- R 2 490 a month for a single main member, from the published 2026 contribution table.
- Unlimited hospital cover — any private hospital.
- 27 chronic conditions listed (27 PMB + 0 additional).
Hospital cover
- • Unlimited
- • Any private hospital
- • R 15 950 co-payment per admission
Chronic & day-to-day
- • 27 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published
Medihelp: MedVital
Hospital Plan option — 2026
R 3 096
per month, main member
What the 2026 brochure publishes
- R 3 096 a month for a single main member, from the published 2026 contribution table.
- Unlimited hospital cover — any private hospital.
- 27 chronic conditions listed (27 PMB + 0 additional).
Hospital cover
- • Unlimited
- • Any private hospital
- • No per-admission co-payment published
Chronic & day-to-day
- • 27 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published
Fedhealth: flexiFED 2Elect Hospital
Hospital Plan option — 2026
R 3 104
per month, main member
What the 2026 brochure publishes
- R 3 104 a month for a single main member, from the published 2026 contribution table.
- Unlimited hospital cover — any private hospital.
- 35 chronic conditions listed (27 PMB + 8 additional).
Hospital cover
- • Unlimited
- • Any private hospital
- • R 15 950 co-payment per admission
Chronic & day-to-day
- • 35 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published