Chronic Medication
Hospital Cover
Day-to-Day Benefits
Medical Aid Options for Singles with Chronic Conditions
If you're managing a chronic condition, the medication benefit matters more than most other features. Here's a look at which plans cover what, and what to watch out for.
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Family Type
single
Budget Range
R 2 500 - R 6 000/mo
Chronic Cover
Required
Special Needs
specialists
Top Recommended Medical Plans
Top Recommendation
Fedhealth - flexiFED 3 Savings
Savings Plan
R 5 785
per month
Why we recommend this
- Covers 44 chronic conditions
- Unlimited hospital cover matches your priority
- Hospital of choice flexibility
- Excellent day-to-day benefits
Hospital Cover
- • Unlimited hospital cover
- • Hospital of choice
- • Europ Assistance ambulance
Day-to-Day
- • GP: From savings
- • 44 chronic conditions
- • Maternity: 12+ antenatal consultations
R10,416 annual day-to-day savings
44 chronic conditions covered
Comprehensive maternity & paediatric benefits
Private ward cover for maternity
Fedhealth - flexiFED 3Elect Savings
Savings Plan
R 4 544
per month
Why we recommend this
- Covers 44 chronic conditions
- Unlimited hospital cover matches your priority
- Hospital of choice flexibility
- Excellent day-to-day benefits
Hospital Cover
- • Unlimited hospital cover
- • Hospital of choice
- • Europ Assistance ambulance
Day-to-Day
- • GP: From savings
- • 44 chronic conditions
- • Maternity: 12+ antenatal consultations
Lower premium via R15,950 hospital co-payment
R10,416 annual day-to-day savings
44 chronic conditions covered
Medshield - MediSaver
Savings Plan
R 5 376
per month
Why we recommend this
- Covers 28 chronic conditions
- Unlimited hospital cover matches your priority
- Hospital of choice flexibility
- Excellent day-to-day benefits
Hospital Cover
- • Unlimited hospital cover
- • Hospital of choice
- • Netcare 911 ambulance
Day-to-Day
- • GP: From savings
- • 28 chronic conditions
- • Maternity: 12+ antenatal consultations
15% Personal Savings Account (R9,672 main)
Any private hospital
28 chronic conditions covered
Flexibility to use savings for any healthcare expense
Bonitas - Standard
Traditional Plan
R 5 929
per month
Why we recommend this
- Covers 27 chronic conditions
- Unlimited hospital cover matches your priority
- Hospital of choice flexibility
- Excellent day-to-day benefits
Hospital Cover
- • Unlimited hospital cover
- • Hospital of choice
- • ER24 ambulance
Day-to-Day
- • GP: From day-to-day pool
- • 27 chronic conditions
- • Maternity: Included
Access to any private hospital
Uses a linked formulary of chronic medication
Overall day-to-day limit of R13 980 for a main member
Pay for a maximum of three children
Dependants up to age 24 years pay child rates
Discovery Health - Classic Saver
Savings Plan
R 4 535
per month
Why we recommend this
- Covers 27 chronic conditions
- Unlimited hospital cover matches your priority
- Hospital of choice flexibility
- Excellent day-to-day benefits
Hospital Cover
- • Unlimited hospital cover
- • Hospital of choice
- • Discovery 911 (Netcare) ambulance
Day-to-Day
- • GP: From savings
- • 27 chronic conditions
- • Maternity: Included
Unlimited private hospital cover at any hospital
Full cover for specialists with whom Discovery has a payment arrangement; other healthcare professionals up to 200% of DHR
20% of your contribution goes to a Medical Savings Account for day-to-day expenses
Personal Health Fund of up to R2,500 per adult for out-of-hospital services
Day-to-day Extender Benefit for essential GP visits once MSA is used up