Day-to-Day Benefits
Hospital Cover
Comprehensive Cover
Medical Aid with Day-to-Day Benefits
If you're at the GP regularly, take ongoing medication, or want dental and eye care covered, the day-to-day benefit matters. Here's how different plans handle out-of-hospital expenses.
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Family Type
single
Budget Range
R 3 000 - R 7 000/mo
Chronic Cover
Standard PMB
Special Needs
dental, optometry
Top Recommended Medical Plans
Top Recommendation
Fedhealth - flexiFED 3 Savings
Savings Plan
R 5 785
per month
Why we recommend this
- Excellent day-to-day benefits
- Unlimited hospital cover matches your priority
- Hospital of choice flexibility
- Rich day-to-day benefits across providers
Hospital Cover
- • Unlimited hospital cover
- • Hospital of choice
- • Europ Assistance ambulance
Day-to-Day
- • GP: From savings
- • 44 chronic conditions
- • Maternity: 12+ antenatal consultations
R10,416 annual day-to-day savings
44 chronic conditions covered
Comprehensive maternity & paediatric benefits
Private ward cover for maternity
Fedhealth - flexiFED 3Elect Savings
Savings Plan
R 4 544
per month
Why we recommend this
- Excellent day-to-day benefits
- Unlimited hospital cover matches your priority
- Hospital of choice flexibility
- Rich day-to-day benefits across providers
Hospital Cover
- • Unlimited hospital cover
- • Hospital of choice
- • Europ Assistance ambulance
Day-to-Day
- • GP: From savings
- • 44 chronic conditions
- • Maternity: 12+ antenatal consultations
Lower premium via R15,950 hospital co-payment
R10,416 annual day-to-day savings
44 chronic conditions covered
Bonitas - Standard
Traditional Plan
R 5 929
per month
Why we recommend this
- Excellent day-to-day benefits
- Unlimited hospital cover matches your priority
- Hospital of choice flexibility
- Rich day-to-day benefits across providers
Hospital Cover
- • Unlimited hospital cover
- • Hospital of choice
- • ER24 ambulance
Day-to-Day
- • GP: From day-to-day pool
- • 27 chronic conditions
- • Maternity: Included
Access to any private hospital
Uses a linked formulary of chronic medication
Overall day-to-day limit of R13 980 for a main member
Pay for a maximum of three children
Dependants up to age 24 years pay child rates
Discovery Health - Classic Saver
Savings Plan
R 4 535
per month
Why we recommend this
- Excellent day-to-day benefits
- Unlimited hospital cover matches your priority
- Hospital of choice flexibility
- Rich day-to-day benefits across providers
Hospital Cover
- • Unlimited hospital cover
- • Hospital of choice
- • Discovery 911 (Netcare) ambulance
Day-to-Day
- • GP: From savings
- • 27 chronic conditions
- • Maternity: Included
Unlimited private hospital cover at any hospital
Full cover for specialists with whom Discovery has a payment arrangement; other healthcare professionals up to 200% of DHR
20% of your contribution goes to a Medical Savings Account for day-to-day expenses
Personal Health Fund of up to R2,500 per adult for out-of-hospital services
Day-to-day Extender Benefit for essential GP visits once MSA is used up
Discovery Health - Essential Saver
Savings Plan
R 3 634
per month
Why we recommend this
- Excellent day-to-day benefits
- Unlimited hospital cover matches your priority
- Hospital of choice flexibility
- Rich day-to-day benefits across providers
Hospital Cover
- • Unlimited hospital cover
- • Hospital of choice
- • Discovery 911 (Netcare) ambulance
Day-to-Day
- • GP: From savings
- • 27 chronic conditions
- • Maternity: Included
Unlimited private hospital cover at any hospital
Full cover for specialists with whom Discovery has a payment arrangement; other healthcare professionals up to 100% of DHR
10% of your contribution goes to a Medical Savings Account for day-to-day expenses
Personal Health Fund of up to R1,500 per adult for out-of-hospital services
Day-to-day Extender Benefit for essential GP visits once MSA is used up