Note: This is general information, not advice. Prices shown are estimates and subject to change - we update pricing manually every few months, so always confirm current rates directly with the scheme before making decisions.
    Day-to-Day Benefits
    Hospital Cover
    Comprehensive Cover

    Medical Aid with Day-to-Day Benefits

    If you're at the GP regularly, take ongoing medication, or want dental and eye care covered, the day-to-day benefit matters. Here's how different plans handle out-of-hospital expenses.

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    Family Type

    single

    Budget Range

    R 3 000 - R 7 000/mo

    Chronic Cover

    Standard PMB

    Special Needs

    dental, optometry

    Top Recommended Medical Plans

    Top Recommendation

    Fedhealth - flexiFED 3 Savings

    Savings Plan

    R 5 785

    per month

    Why we recommend this

    • Excellent day-to-day benefits
    • Unlimited hospital cover matches your priority
    • Hospital of choice flexibility
    • Rich day-to-day benefits across providers

    Hospital Cover

    • • Unlimited hospital cover
    • • Hospital of choice
    • • Europ Assistance ambulance

    Day-to-Day

    • • GP: From savings
    • • 44 chronic conditions
    • • Maternity: 12+ antenatal consultations
    R10,416 annual day-to-day savings
    44 chronic conditions covered
    Comprehensive maternity & paediatric benefits
    Private ward cover for maternity

    Fedhealth - flexiFED 3Elect Savings

    Savings Plan

    R 4 544

    per month

    Why we recommend this

    • Excellent day-to-day benefits
    • Unlimited hospital cover matches your priority
    • Hospital of choice flexibility
    • Rich day-to-day benefits across providers

    Hospital Cover

    • • Unlimited hospital cover
    • • Hospital of choice
    • • Europ Assistance ambulance

    Day-to-Day

    • • GP: From savings
    • • 44 chronic conditions
    • • Maternity: 12+ antenatal consultations
    Lower premium via R15,950 hospital co-payment
    R10,416 annual day-to-day savings
    44 chronic conditions covered

    Bonitas - Standard

    Traditional Plan

    R 5 929

    per month

    Why we recommend this

    • Excellent day-to-day benefits
    • Unlimited hospital cover matches your priority
    • Hospital of choice flexibility
    • Rich day-to-day benefits across providers

    Hospital Cover

    • • Unlimited hospital cover
    • • Hospital of choice
    • • ER24 ambulance

    Day-to-Day

    • • GP: From day-to-day pool
    • • 27 chronic conditions
    • • Maternity: Included
    Access to any private hospital
    Uses a linked formulary of chronic medication
    Overall day-to-day limit of R13 980 for a main member
    Pay for a maximum of three children
    Dependants up to age 24 years pay child rates

    Discovery Health - Classic Saver

    Savings Plan

    R 4 535

    per month

    Why we recommend this

    • Excellent day-to-day benefits
    • Unlimited hospital cover matches your priority
    • Hospital of choice flexibility
    • Rich day-to-day benefits across providers

    Hospital Cover

    • • Unlimited hospital cover
    • • Hospital of choice
    • • Discovery 911 (Netcare) ambulance

    Day-to-Day

    • • GP: From savings
    • • 27 chronic conditions
    • • Maternity: Included
    Unlimited private hospital cover at any hospital
    Full cover for specialists with whom Discovery has a payment arrangement; other healthcare professionals up to 200% of DHR
    20% of your contribution goes to a Medical Savings Account for day-to-day expenses
    Personal Health Fund of up to R2,500 per adult for out-of-hospital services
    Day-to-day Extender Benefit for essential GP visits once MSA is used up

    Discovery Health - Essential Saver

    Savings Plan

    R 3 634

    per month

    Why we recommend this

    • Excellent day-to-day benefits
    • Unlimited hospital cover matches your priority
    • Hospital of choice flexibility
    • Rich day-to-day benefits across providers

    Hospital Cover

    • • Unlimited hospital cover
    • • Hospital of choice
    • • Discovery 911 (Netcare) ambulance

    Day-to-Day

    • • GP: From savings
    • • 27 chronic conditions
    • • Maternity: Included
    Unlimited private hospital cover at any hospital
    Full cover for specialists with whom Discovery has a payment arrangement; other healthcare professionals up to 100% of DHR
    10% of your contribution goes to a Medical Savings Account for day-to-day expenses
    Personal Health Fund of up to R1,500 per adult for out-of-hospital services
    Day-to-day Extender Benefit for essential GP visits once MSA is used up

    Not sure which plan is right for you?

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