Bonitas: Hospital Standard
Monthly Contributions
Max 3 children billed. Child rates apply up to age 24.
Hospital Cover
A co-payment may apply to specific admissions and/or procedures. On this option you can avoid a 30% co-payment by using a hospital on the applicable network. Procedure co-payments from R2,020 to R9,500 apply to a list of procedures. Other co-payments: R2 800 for MRI/CT scans, R9 800 for cataracts (avoidable with DSP), R2 600-R5 200 for hospitalisation for dentistry, R6 500 for day surgery (avoidable with network day hospital).
Chronic Cover
Plan highlights
- Uses a list of specific private hospitals
- You only pay for a maximum of three children
- Dependants up to age 24 years pay child rates
- Unlimited hospital cover for network specialists
- Covers 28 chronic conditions
- Up to R1.2 million cover per family for medical emergencies when you travel
Who is Hospital Standard for?
- People who only need cover for emergencies and hospitalisation
- Younger, generally healthy members who pay for GP visits and medication out of pocket
This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.
What's covered
- Unlimited hospital cover at restrictive network
- 28 chronic conditions (27 PMB + 1 additional)
- All Prescribed Minimum Benefits (PMB) — required by South African law
What to watch out for
- GP consultations (you pay out of pocket)
- Acute medication from your local pharmacy
- Routine dental check-ups and optometry
- Planned admissions at hospitals outside the network — co-payments apply
- Cosmetic procedures, alternative therapies and certain elective treatments
- Out-of-hospital costs above your annual day-to-day limit (where applicable)
Compare with similar Bonitas plans
Frequently asked questions
Source: Bonitas Hospital Standard 2026 Brochure — accessed 2026-04-28.
All benefits and limits are per calendar year, unless otherwise stated.
Managed Care protocols apply.
All benefits are approved by the Council for Medical Schemes.
PMB = Prescribed Minimum Benefits. DSP = Designated Service Provider.
Pricing and benefits sourced from official 2026 Bonitas brochures. Final premiums confirmed by Bonitas at application.