Bonitas: Primary
Monthly Contributions
Max 3 children billed. Child rates apply up to age 24.
Hospital Cover
On this option you can avoid a 30% co-payment by using a hospital on the applicable network. Procedure co-payments of R2 020, R5 130 and R9 500 apply for specific procedures.
Chronic Cover
Plan highlights
- Overall day-to-day limit for out-of-hospital expenses
- Cover for 28 chronic conditions on the applicable formulary
- Unlimited hospital cover at a network hospital
- Additional GP and specialist consultations
- International travel benefit up to R1.2 million per family
Who is Primary for?
- Members happy to use a defined network of GPs and hospitals in exchange for lower premiums
- People prioritising affordable monthly contributions over freedom of choice
This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.
What's covered
- Unlimited hospital cover at restrictive network
- 28 chronic conditions (27 PMB + 1 additional)
- Day-to-day pool up to R 12 190 per family per year
- All Prescribed Minimum Benefits (PMB) — required by South African law
What to watch out for
- Planned admissions at hospitals outside the network — co-payments apply
- Cosmetic procedures, alternative therapies and certain elective treatments
- Out-of-hospital costs above your annual day-to-day limit (where applicable)
Compare with similar Bonitas plans
Hospital Standard
BonPrime
BonSave
Frequently asked questions
Source: Bonitas Primary 2026 Brochure — accessed 2026-04-28.
All benefits and limits are per calendar year, unless otherwise stated.
Managed Care protocols apply.
All benefits are approved by the Council for Medical Schemes.
PMB = Prescribed Minimum Benefits. DSP = Designated Service Provider.
Pricing and benefits sourced from official 2026 Bonitas brochures. Final premiums confirmed by Bonitas at application.